Middlesex County and Wakefield Town property record for 12 Stark Ave, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,409 sqft · built 1951 |
| Lot Size | 0.129 acres (5,615 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,928 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Mar 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39520 |
| Primary APN | 39520 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,409 sqft Living Area |
| Gross Area | 3,133 sqft |
| Basement Area | 805 sqft |
| Unfinished Basement | 805 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,615 sqft (0.129 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 39520 |
|---|---|
| Street Address | 12 STARK AVE |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | PLAN 22701A |
| Legal Block | 64 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 335301 |
12 Stark Ave is owned and occupied by two individuals.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 STARK AVE, WAKEFIELD, MA 01880-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LEADER BK NA |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional with PMI LEADER BK NA |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional with PMI LEADER BK NA |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional with PMI LEADER BK NA |
| Aug 10, 2018 | Deed of Trust, Mortgage · Conventional with PMI LEADER BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 12 STARK AVE, WAKEFIELD, MA 01880-3716 |
| Document Number | 0001858759 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 STARK AVE WAKEFIELD MA 018803716, WAKEFIELD, MA 01880-3716 |
| Document Number | 0001858759 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 1858759 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 12 STARK AVE, WAKEFIELD, MA 01880-3716 |
| Document Number | 0001839769 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 STARK AVE WAKEFIELD MA 018803716, WAKEFIELD, MA 01880-3716 |
| Document Number | 0001839769 |
|---|---|
| Date | Apr 7, 2020 |
| Instrument | 1839769 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 6, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 12 STARK AVE, WAKEFIELD, MA 01880-3716 |
| Document Number | 0000022512 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 STARK AVE WAKEFIELD MA 018803716, WAKEFIELD, MA 01880-3716 |
| Document Number | 0000022512 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 22512 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 12 STARK AVE, WAKEFIELD, MA 01880-3716 |
| Document Number | 0000008048 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 STARK AVE WAKEFIELD MA 018803716, WAKEFIELD, MA 01880-3716 |
| Document Number | 0000008048 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 8048 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 12 STARK AVE, WAKEFIELD, MA 01880-3716 |
| Document Number | 0000094885 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 STARK AVE WAKEFIELD MA 018803716, WAKEFIELD, MA 01880-3716 |
| Document Number | 0000094885 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 94885 |
| Name | LEADER BK NA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2048 |
The 2025 property tax bill for 12 Stark Ave was $6,928, up 1.5% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,928.00 (+1.46%) | $610,400 (+0.58%) Land $341,900 Building $268,500 | $568,575 (-2.49%) |
| 2024 | $6,828.00 (+5.16%) | $606,900 (+9.65%) Land $339,900 Building $267,000 | $583,110 |
| 2023 | $6,493.00 | $553,500 Land $310,000 Building $243,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Stark Ave in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 32 (1979–2010) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Stark Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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