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12 Stacy Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 12 Stacy Ct, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details2,993 sqft · built 1979
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on Record
Last Sale$760,000 (Jul 2021)
Tax Bill$21,401 (2025)
Deeds & MortgagesMar 2023 Second Mortgage
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-02321-0000-00032

Property Details

APN / Parcel Number

Primary APN14-02321-0000-00032
Alternative APNs
  • 1400593X00003
  • 140232100032

Interior

Building Area2,993 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleColonial
Lot Area17,860 sqft (0.41 acres)

Location & Zoning

Old Parcel Number1400593X00003
Street Address12 STACY CT
CityWAYNE
StateNJ
Zip07470-5430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionEVERGREEN FARMS
Legal Block2321
Legal Lot Number32
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group3
Census Block3011
Census Tract246201

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 STACY CT, WAYNE, NJ 07470-5430
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jul 16, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2021 · Amount on Record
Deed SaleJul 16, 2021 · Amount on Record
Deed Document Number202146440
Deed Book / Page4084 / 284
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address12 STACY CT, WAYNE, NJ 07470-5430
Transaction TypeMortgage
Record UpdatedApr 5, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007767
DateMar 7, 2023
Book PageM18400/1
Instrument2023007767
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMar 6, 2053

July 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPASSAIC NJ
Recording DateJul 16, 2021
Property Address12 STACY CT, WAYNE, NJ 07470-5430
Document Number0000046440
Book / PageD4084 / 284
Instrument DateJul 8, 2021
Instrument2021046440
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyFORTUNE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,338.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3209 ROYAL FERN PL, 3209, ROCKVILLE, MD 20852-1091

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 STACY CT, WAYNE, NJ 07470-5430

Mortgage

Document Number0000046441
DateJul 16, 2021
Instrument2021046441
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$356,800 (-) Land $157,700 Building $199,100$356,800 (-) Land $157,700 Building $199,100
2025$21,401.00 (+0.88%)$356,800 (-) Land $157,700 Building $199,100$356,800 (-) Land $157,700 Building $199,100
2024$21,215.00 (+5.17%)
2023$356,800 Land $157,700 Building $199,100$356,800 Land $157,700 Building $199,100
2022$20,173.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (2007–2011)
Claims Outside the SFHA5 of 5
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Optimum
Cable · Fiber in parts of the area		940 / 35
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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