12 Spruce St, Tenafly, NJ 07670 Property Records

Bergen County and Tenafly Borough property record for 12 Spruce St, Tenafly, NJ 07670

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 1926
Lot Size	0.157 acres (6,852 sqft)
Owner	Company Name on File
Last Sale	$925,000 (Feb 2026)
Tax Bill	$13,851 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`61-00109-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`61-00109-0000-00014`
Alternative APNs	`6100078000000015` `610010900014`

Interior

Stories	2 Stories
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	6,852 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	6100078000000015
Street Address	12 SPRUCE ST
City	TENAFLY
State	NJ
Zip	07670-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9
Legal Description	50X137
Legal Block	109
Legal Lot Number	14
Jurisdiction	BERGEN NJ
Township / Civil Division	TENAFLY
Census Block Group	3
Census Block	3002
Census Tract	55202

Owner

12 Spruce St is owned by a company that bought it in February 2026.

Source: Bergen County and Tenafly Borough records, as of October 19, 2026

Owner of Record	Company Name on File
Mailing Address	68 DEAN ST, HARRINGTON PARK, NJ 07640-1504
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	Dec 18, 2000
Deed Document Number	202610300
Deed Book / Page	5725 / 1013
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 17, 2026
Property Address	12 SPRUCE ST, TENAFLY, NJ 07670-1520
Document Number	0057251013
Book / Page	5725 / 1013
Instrument Date	Jan 14, 2026
Instrument	2026010300
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$4,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 DAWNWLNDS CIRCLE, LAKEWOOD, NJ 08701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 DEAN ST, HARRINGTON PARK, NJ 07640-1504

Mortgage

Document Number	0057251019
Date	Feb 17, 2026
Book Page	5725/1019
Instrument	2026010301

Lender

Name	BAYPORT FUNDING LLC
Type	Non-Lending Institution
Address	GREAT NECK, NY 11021

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Spruce St was $13,851, up 4.6% from the year before.

Source: Bergen County and Tenafly Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Tenafly Borough
Unified School District	Tenafly Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,900 (-) Land $294,000 Building $171,900	$465,900 (-) Land $294,000 Building $171,900
2025	$13,851.00 (+4.65%)	$465,900 Land $294,000 Building $171,900	$465,900 Land $294,000 Building $171,900
2024	$13,236.00
2023		$465,900 Land $294,000 Building $171,900	$465,900 Land $294,000 Building $171,900
2022	$12,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20