12 Spruce St, Providence, RI 02903 Property Records

Providence City property record for 12 Spruce St, Providence, RI 02903

Property Summary

Property TypeVacant Land
Details20 bd · 24 ba · 17,472 sqft · built 2019
Lot Size0.159 acres (6,919 sqft)
OwnerCompany Name on Record
Last Sale$150,000 (Jan 2019)
Tax Bill$3,935 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNPROV M:26 L:386

Property Details

APN / Parcel Number

Primary APNPROV M:26 L:386
Alternative APN
  • 45582

Interior

Bedrooms20 Beds
Full Baths24 Baths
Total Rooms72 Rooms
Stories4 Stories
Building Area17,472 sqft Living Area
Gross Area21,840 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeFrame
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area6,919 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number45582
Street Address12 SPRUCE ST
CityPROVIDENCE
StateRI
Zip02903-1664
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeC-2
Legal Lot Number386
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group1
Census Block1030
Census Tract900

Owner

Source: Providence City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 856, EAST GREENWICH, RI 02818-0856
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2019 · Amount on Record
Deed SaleJan 11, 2019 · Amount on Record
Deed Document Number2019218133
Deed Book / Page12257 / 333
Record UpdatedSep 20, 2026

May 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Recording DateMay 14, 2026
Property Address12 SPRUCE ST, PROVIDENCE, RI 02903-1664
Document Number0000415747
Book / Page14725 / 300
Instrument DateApr 24, 2026
Instrument2026415747
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014725-300,
DateMay 14, 2026
Book Page14725/300
Instrument2026415747
Lender
Agreement
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,935.00 (-48.5%)$269,500 (+23.79%) Land $269,500
2023$7,641.00 (-0.86%)$217,700 (-) Land $217,700
2022$7,707.00$217,700 Land $217,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Spruce St

Nearby Streets

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