12 Spruce Rd, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 12 Spruce Rd, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,484 sqft · built 1957
Lot Size	0.836 acres (36,400 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Feb 2022)
Tax Bill	$15,240 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-01406-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`15-01406-0000-00026`
Alternative APN	`150140600026`

Interior

Stories	1 Story
Building Area	2,484 sqft Living Area
1st Floor Area	2,484 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	36,400 sqft (0.836 acres)
Lot Dimensions	260 ft deep x 140 ft wide

Location & Zoning

Old Parcel Number	150140600026
Street Address	12 SPRUCE RD
City	CALDWELL
State	NJ
Zip	07006-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	140X260 IRR
Legal Subdivision	GREENBROOK HILLS
Legal Block	1406
Legal Lot Number	26
Jurisdiction	ESSEX NJ
Township / Civil Division	NORTH CALDWELL
Census Block Group	2
Census Block	2001
Census Tract	21602

Owner

12 Spruce Rd is owned and occupied by two individuals who bought it in February 2022.

Source: Essex County and North Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SPRUCE RD, CALDWELL, NJ 07006-4556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Jan 12, 1989 · Amount on File
Deed Document Number	202216333
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 18, 2022
Property Address	12 SPRUCE RD, CALDWELL, NJ 07006-4556
Document Number	0000016333
Instrument Date	Jan 14, 2022
Instrument	2022016333
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	PRESTIGE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16885 WATERBEND DR APT 174, 174, JUPITER, FL 33477-5894

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SPRUCE RD, NORTH CALDWELL, NJ 07006-4556

Mortgage

Document Number	0000016336
Date	Feb 18, 2022
Instrument	2022016336

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12 Spruce Rd was $15,240, up 2.2% from the year before.

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	North Caldwell Borough
Elementary School District	North Caldwell Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,300 (-) Land $417,000 Building $243,300	$660,300 (-) Land $417,000 Building $243,300
2025	$15,240.00 (+2.22%)	$660,300 Land $417,000 Building $243,300	$660,300 Land $417,000 Building $243,300
2024	$14,909.00
2023		$660,300 Land $417,000 Building $243,300	$660,300 Land $417,000 Building $243,300
2022	$14,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Spruce Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1979–2021)
Claims Outside the SFHA	11 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Spruce Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001
Water Source	Purchased surface water from several systems
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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