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12 Spruce Pine, Ridgeland, SC 29936 Property Records

Jasper County property record for 12 Spruce Pine, Ridgeland, SC 29936

Property Summary

Property TypeSingle Family Home
Details1,494 sqft · built 2005
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (May 2024)
Tax Bill$1,728 (2025)
Deeds & MortgagesOct 2026 Mortgage
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN063-49-00-057

Property Details

APN / Parcel Number

Primary APN063-49-00-057

Interior

Building Area1,494 sqft Finished Area
Gross Area1,960 sqft
1st Floor Area1,494 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area8,276 sqft (0.19 acres)

Location & Zoning

Street Address12 SPRUCE PNE
CityRIDGELAND
StateSC
Zip29936-6484
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionCOUNTY (DISTRICT 01)
Legal SubdivisionRIDGELAND LAKES
Legal Lot Number57
JurisdictionJASPER SC
Township / Civil DivisionRIDGELAND
Census Block Group2
Census Block2050
Census Tract950203

Owner

12 Spruce Pine is owned and occupied by two individuals who acquired it in October 2026.

Source: Jasper County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address12 SPRUCE PNE, RIDGELAND, SC 29936-6484
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2026Quit Claim Deed, Transfer · Conventional Mortgage
CPM FEDERAL CREDIT UNION
Jan 12, 2023Intrafamily Transfer, Transfer · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2024 · Amount on File
Deed SaleMay 6, 2024 · Amount on File
Prior SaleJan 12, 2023 · Amount on File
Deed Document Number20242528
Deed Book / Page1149 / 977
Last Transfer DateOct 5, 2026
Transfer Doc0000007989
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJASPER SC
Recording DateOct 12, 2026
Property Address12 SPRUCE PNE, RIDGELAND, SC 29936-6484
Document Number0000007989
Book / Page1237 / 1799
Instrument DateOct 5, 2026
Instrument20267989
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyTITLESMART, TITLEMAX

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SPRUCE PNE, RIDGELAND, SC 29936-6484

Mortgage

Document Number0000007990,
DateOct 12, 2026
Instrument20267990
Lender
NameCPM FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJASPER SC
Recording DateJan 12, 2023
Property Address12 SPRUCE PNE, RIDGELAND, SC 29936-6484
Document Number01116/1209
Book / Page1116 / 1209
Map ReferenceMB 28 PG 117
Instrument DateJan 6, 2023
Instrument202300000221
Transaction TypeTransfer
Record UpdatedJan 25, 2023
Title CompanyCLOSING USA LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address12 SPRUCE PNE, RIDGELAND, SC 29936-6484

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12 SPRUCE PNE, RIDGELAND, SC 29936-6484

Mortgage

Document Number202300000222
DateJan 12, 2023
Instrument202300000222
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 12 Spruce Pine was $1,728 with a homeowner's exemption, up 154.9% from the year before.

Source: Jasper County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyJasper County
Unified School DistrictJasper County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,728.00 (+154.87%) Homeowner's exemption$12,800 Land $1,440 Building $11,360
2024$678.00 (+32.68%)
2023$511.00 (-6.24%) Homeowner's exemption$5,420 (-)$157,700 (-50.72%) Land $25,000 Building $132,700
2022$545.00 Homeowner's exemption$5,420 Land $570 Building $4,850$320,000 Land $36,000 Building $284,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12 Spruce Pine in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 102 policies
Nearby Flood Policies102 in force
Nearby Flood Claims10 (2016–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 4 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Spruce Pine is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 48% of South Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Palmetto Telephone Communications.

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