12 Spruce Ln, Beacon Falls, CT 06403 Property Records

Beacon Falls Town property record for 12 Spruce Ln, Beacon Falls, CT 06403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,536 sqft · built 1962
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Dec 2005)
Tax Bill	$5,553 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Mar 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`178500`

Property Details

APN / Parcel Number

Primary APN	`178500`
Alternative APNs	`BEAC M:017 B:002 L:0011` `00178500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	178500
Street Address	12 SPRUCE LN
City	BEACON FALLS
State	CT
Zip	06403-1239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	2
Legal Lot Number	11
Jurisdiction	BEACON FALLS CT
Township / Civil Division	BEACON FALLS
Census Block Group	2
Census Block	2001
Census Tract	341100

Owner

12 Spruce Ln is owned and occupied by two individuals who bought it in December 2005.

Source: Beacon Falls Town records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SPRUCE LN, BEACON FALLS, CT 06403-1239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Mar 2, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2005 · Amount on File
Deed Sale	Dec 14, 2005 · Amount on File
Prior Sale	Apr 30, 2001 · Amount on File
Deed Book / Page	163 / 27
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Property Address	12 SPRUCE LN, BEACON FALLS, CT 06403-1239
Transaction Type	Mortgage
Record Updated	Dec 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000257-23
Date	Dec 9, 2024
Book Page	257/23
Instrument	2024-829

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2041

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEACON FALLS CT
Property Address	12 SPRUCE LN, BEACON FALLS, CT 06403-1239
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000245-214
Date	Mar 2, 2022
Book Page	245/214
Instrument	2022189

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 12 Spruce Ln was $5,553.

Source: Beacon Falls Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Beacon Falls Town
Unified School District	Regional School District 16 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,553.00	$182,320 Land $48,300 Building $134,020	$260,457 Land $69,000 Building $191,457
2024	$5,553.00 (+3.1%)
2023	$5,386.00 (+4.36%)	$182,320 (-) Land $48,300 Building $134,020
2022	$5,161.00	$182,320 Land $48,300 Building $134,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Spruce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Spruce Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-VALLEY private · serves 13,080 people · EPA ID CT1240011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Jun 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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