Westerly Town property record for 12 Spring St, Westerly, RI 02891
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 3.5 ba · 3,325 sqft · built 1900 |
| Lot Size | 0.248 acres (10,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $460,000 (Jun 2020) |
| Tax Bill | $5,048 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Oct 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:67 B:43 |
| Primary APN | WEST M:67 B:43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,325 sqft Living Area |
| Gross Area | 5,666 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,792 sqft (0.248 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 16075491 |
|---|---|
| Street Address | 12 SPRING ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2319 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 43 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:67 B:43
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 358 CORNWALL AVE, CHESHIRE, CT 06410-2741 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Warranty Deed, Transfer · Conventional with PMI SEACOAST MTG |
| Oct 01, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 26, 2020 · Amount on Record |
| Deed Sale | Jun 26, 2020 · Amount on Record |
| Prior Sale | Jun 15, 2011 · Amount on Record |
| Deed Document Number | 20202808 |
| Deed Book / Page | 2020 / 12212 |
| Transfer Doc | 4138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 26, 2020 |
| Property Address | 12 SPRING ST, WESTERLY, RI 02891-2319 |
| Document Number | 2020-2212 |
| Book / Page | 002020 / 012212 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 2808 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 358 CORNWALL AVE CHESHIRE CT 064102741, CHESHIRE, CT 06410-2741 |
| Document Number | 2020-2214 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 002020/012214 |
| Instrument | 2809 |
| Name | SEACOAST MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 01, 2018 |
| Property Address | 12 SPRING ST, WESTERLY, RI 02891-2319 |
| Document Number | 2018-6524 |
| Book / Page | 002018 / 016524 |
| Instrument Date | Sep 28, 2018 |
| Instrument | 4138 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 SPRING ST WESTERLY RI 028912319, WESTERLY, RI 02891-2319 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,048.00 (+12.63%) | $648,900 (+47.11%) Land $153,100 Building $495,800 |
| 2023 | $4,482.00 (+8.08%) | $441,100 (+7.43%) Land $109,700 Building $331,400 |
| 2022 | $4,147.00 | $410,600 Land $109,700 Building $300,900 |
Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: AT&T, Cogeco Cable Holdings II, Frontier, Xfinity.
Based on FCC filings for 361 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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