12 Spring Ridge Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 12 Spring Ridge Rd, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1999
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Sep 2024)
Tax Bill	$3,562 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0211E 000000`

Property Details

APN / Parcel Number

Primary APN	`0211E 000000`
Alternative APNs	`GRAY M:015 B:021 L:001-005` `1128`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	1128
Street Address	12 SPRING RIDGE RD
City	GRAY
State	ME
Zip	04039-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	21
Legal Lot Number	1-5
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1001
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 CHELSEA WAY, 224, CUMBERLAND FORESIDE, ME 04110-1390
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jul 14, 2017	Deed of Trust, Transfer MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on Record
Deed Sale	Sep 9, 2024 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	202433729
Deed Book / Page	40981 / 281
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	12 SPRING RIDGE RD, GRAY, ME 04039-7520
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0380420280
Date	Apr 8, 2021
Book Page	38042/280
Instrument	24883

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	12 SPRING RIDGE RD, GRAY, ME 04039-7520
Document Number	0341610116
Book / Page	034161 / 000116
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Aug 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SPRING RIDGE RD GRAY ME 040397520, GRAY, ME 04039-7520

Mortgage

Document Number	0341610116
Date	Jul 17, 2017
Book Page	034161/000116
Instrument	33686

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,562.00 (-0.03%)	$368,000 (+56.8%) Land $133,000 Building $235,000
2023	$3,563.00 (+8.83%)	$234,700 (-) Land $55,300 Building $179,400
2022	$3,274.00	$234,700 Land $55,300 Building $179,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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