12 Spring Garden St, Warwick, RI 02888 Property Records

Warwick City property record for 12 Spring Garden St, Warwick, RI 02888

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,335 sqft · built 1925
Lot Size0.092 acres (4,000 sqft)
Owner2 Individual Names on Record
Last Sale$539,900 (Jul 2023)
Tax Bill$5,885 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29203110000

Property Details

APN / Parcel Number

Primary APN29203110000
Alternative APNs
  • WARW M:292 B:0311 L:0000
  • 102030160
  • 144305

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,335 sqft Living Area
Gross Area2,672 sqft
1st Floor Area768 sqft
Basement Area812 sqft
Unfinished Basement812 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,000 sqft (0.092 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number144305
Street Address12 SPRING GARDEN ST
CityWARWICK
StateRI
Zip02888-1644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA10
Legal Block311
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group1
Census Block1015
Census Tract21002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pawtuxet Village Historic District
listed 1973 · 417 contributing resources · NRIS 73000050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 SPRING GARDEN ST, WARWICK, RI 02888-1644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2023 · Amount on Record
Deed SaleJul 24, 2023 · Amount on Record
Deed Document Number20237600
Deed Book / Page10357 / 296
Record UpdatedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARWICK RI
Recording DateJul 24, 2023
Property Address12 SPRING GARDEN ST, WARWICK, RI 02888-1644
Document Number010357-296
Book / Page10357 / 296
Instrument DateJul 24, 2023
Instrument7600
Transaction TypeTransfer
Record UpdatedMay 31, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address12 SPRING GARDEN ST, WARWICK, RI 02888-1644

Mortgage

Document Number0000007601
DateJul 24, 2023
Instrument7601
Lender
NameBANKNEWPORT
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.88%
Max Rate At Change3%
IndexOther
Margin3

Mortgage

Document Number010357-318
DateJul 24, 2023
Book Page10357/318
Instrument7602
Lender
NameBANKNEWPORT
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term301 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,885.00 (+3.52%)$463,400 (+15.68%) Land $264,200 Building $199,200
2024$610,280
2023$5,685.00 (+5.98%)$400,600 (+39.87%) Land $220,800 Building $179,800
2022$5,364.00$286,400 Land $154,400 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims9 (1978–2023)
Claims Outside the SFHA1 of 9
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 35
Verizon
Fiber
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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