12 Split Rock Ln, Sperryville, VA 22740 Property Records

Rappahannock County property record for 12 Split Rock Ln, Sperryville, VA 22740

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 898 sqft · built 1950
Lot Size	9.68 acres (421,835 sqft)
Owner	2 Trust Names on File
Last Sale	$875,000 (Apr 2020)
Tax Bill	$6,907 (2025)
Deeds & Mortgages	Apr 2020 Sale Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26 10`

Property Details

APN / Parcel Number

Primary APN	`26 10`
Alternative APNs	`0 26 10` `2341`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	898 sqft Total Area
1st Floor Area	2,487 sqft
Flooring	Softwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	421,835 sqft (9.68 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,368 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	1,705 sqft
Deck Area	208 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	2341
Old Parcel Number	0 26 10
Street Address	12 SPLIT ROCK LN
City	SPERRYVILLE
State	VA
Zip	22740-2057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.6835 ACS 2020 #420 2016 WILL #16 2017 #199 & 200 2007 #183
Legal Lot Number	1
Jurisdiction	RAPPAHANNOCK VA
Township / Civil Division	PIEDMONT
Census Block Group	2
Census Block	2031
Census Tract	950100

Owner

Source: Rappahannock County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2000 OLD PAGE MILL RD, PALO ALTO, CA 94304-1324
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Warranty Deed, Transfer NOT AVAILABLE
Jan 26, 2018	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Sep 22, 2017	Deed of Trust, Mortgage CALIBER HM LOANS
Feb 27, 2017	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	0002020420
Deed Book / Page	2020 / 420
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Apr 28, 2020
Property Address	12 SPLIT ROCK LN, SPERRYVILLE, VA 22740-2057
Document Number	200000420
Instrument Date	Apr 27, 2020
Instrument	420
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2000 OLD PAGE MILL RD PALO ALTO CA 943041324, PALO ALTO, CA 94304-1324

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	12 SPLIT ROCK LN, SPERRYVILLE, VA 22740-2057
Document Number	180000186
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180000186
Date	Mar 8, 2018
Instrument	186

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAPPAHANNOCK VA
Property Address	12 SPLIT ROCK LN, SPERRYVILLE, VA 22740-2057
Document Number	170000924
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	170000924
Date	Sep 26, 2017
Instrument	924

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Fixed Rate

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAPPAHANNOCK VA
Recording Date	Feb 27, 2017
Property Address	12 SPLIT ROCK LN, SPERRYVILLE, VA 22740-2057
Document Number	170000200
Instrument Date	Feb 27, 2017
Instrument	200
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 SPLIT ROCK LN SPERRYVILLE VA 227402057, SPERRYVILLE, VA 22740-2057

Mortgage

Document Number	170000201
Date	Feb 27, 2017
Instrument	201

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

Source: Rappahannock County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Rappahannock County
Unified School District	Rappahannock County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,907.00 (+3.27%)	$1,096,500 (-) Land $230,300 Building $866,200	$1,096,500 (-) Land $230,300 Building $866,200
2023	$6,688.00	$1,096,500 Land $230,300 Building $866,200	$1,096,500 Land $230,300 Building $866,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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