St. Johns County property record for 12 Spencer St, Saint Augustine, FL 32084
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,120 sqft · built 1940 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $175,000 (Jul 2025) |
| Tax Bill | $2,749 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Nov 2024 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 124160-0000 |
| Primary APN | 124160-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,582 sqft |
| 1st Floor Area | 1,120 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Area | 320 sqft |
| Porch | Slab |
| Porch Area | 142 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12 SPENCER ST |
|---|---|
| City | ST AUGUSTINE |
| State | FL |
| Zip | 32084-4135 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 5-36 AIKEN PARK E1/2 OF LOT 14 & ALL LOT 15 BLK B OR6189/1421 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 38 |
| Legal Subdivision | AIKEN PARK REPLAT |
| Legal Block | B |
| Legal Lot Number | 14,15 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20300 |
Source: St. Johns County records · APN 124160-0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SPENCER ST, SAINT AUGUSTINE, FL 32084-4135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 23, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 12, 2024 | Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC |
| Dec 21, 2022 | Warranty Deed, Transfer GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Jan 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PAUL A DIAS |
| Jan 27, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 2025 · Amount on Record |
| Deed Sale | Jul 23, 2025 · Amount on Record |
| Prior Sale | Nov 12, 2024 · Amount on Record |
| Deed Document Number | 202558954 |
| Deed Book / Page | 6189 / 1421 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 23, 2025 |
| Property Address | 12 SPENCER ST, SAINT AUGUSTINE, FL 32084-4135 |
| Document Number | 0061891421 |
| Book / Page | 6189 / 1421 |
| Map Reference | MB 5 PG 36 |
| Instrument Date | Jul 22, 2025 |
| Instrument | 2025058954 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 34 CORDOVA ST, ST AUGUSTINE, FL 32084-3709 |
| Name | Verified Name |
|---|---|
| Address | 12 SPENCER ST, ST AUGUSTINE, FL 32084-4135 |
| Document Number | 0061891423 |
|---|---|
| Date | Jul 23, 2025 |
| Instrument | 6189/1423 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 367 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 12, 2024 |
| Property Address | 12 SPENCER ST, SAINT AUGUSTINE, FL 32084-4135 |
| Document Number | 0060500922 |
| Book / Page | 6050 / 922 |
| Map Reference | MB 5 PG 36 |
| Instrument Date | Oct 31, 2024 |
| Instrument | 2024088084 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | LANDMARK TITLE, LANDMARK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12500 WALDEN RUN DR, FORT MYERS, FL 33913-8148 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 21, 2022 |
| Property Address | 12 SPENCER ST, SAINT AUGUSTINE, FL 32084-4135 |
| Document Number | 0056830904 |
| Book / Page | 5683 / 904 |
| Map Reference | MB 5 PG 36 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2022114519 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 225 MONTEREY AVE, SAINT AUGUSTINE, FL 32084-2523 |
| Name | Verified Name |
|---|---|
| Address | 12500 WALDEN RUN DR, FORT MYERS, FL 33913-8148 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 12 SPENCER ST, SAINT AUGUSTINE, FL 32084-4135 |
| Document Number | 0043231185 |
| Instrument Date | Jan 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 15 EASTMAN ST ST AUGUSTINE FL 320840324, ST AUGUSTINE, FL 32084-0324 |
| Document Number | 0043231185 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 004323/001185 |
| Instrument | 6791 |
| Name | PAUL A DIAS |
|---|---|
| Address | 31 OCEAN REEF DR C-101 B671, KEY LARGO, FL 33037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 29, 2032 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 27, 2017 |
| Property Address | 12 SPENCER ST, SAINT AUGUSTINE, FL 32084-4135 |
| Document Number | 0043230224 |
| Book / Page | 004323 / 000224 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 6479 |
| Transaction Type | Transfer |
| Record Updated | Feb 09, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 EASTMAN ST ST AUGUSTINE FL 320840324, ST AUGUSTINE, FL 32084-0324 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,625 (-) Land $140,625 | $140,625 (-) Land $140,625 | |
| 2025 | $2,749.00 (+4.45%) | $140,625 (-) | $140,625 (-) Land $140,625 |
| 2024 | $2,632.00 (-0.79%) | $140,625 (-) | $140,625 (-) Land $140,625 |
| 2023 | $2,653.00 (+120.9%) | $140,625 (+67.41%) | $140,625 (+67.41%) Land $140,625 |
| 2022 | $1,201.00 | $84,000 | $84,000 Land $84,000 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090203001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 42 (1985–2025) |
| Claims Outside the SFHA | 5 of 42 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 210 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2550210, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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