12 Smith St, Portland, ME 04101 Property Records

Cumberland County and Portland City property record for 12 Smith St, Portland, ME 04101

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,861 sqft · built 1900
Lot Size	0.096 acres (4,199 sqft)
Owner	2 Individual Names on File
Last Sale	$1,350,000 (May 2026)
Tax Bill	$12,324 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PTLD M:021 B:E023001`

Property Details

APN / Parcel Number

Primary APN	`PTLD M:021 B:E023001`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,861 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Brick
Lot Area	4,199 sqft (0.096 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Street Address	12 SMITH ST
City	PORTLAND
State	ME
Zip	04101-6017
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	E023001
Jurisdiction	PORTLAND ME
Township / Civil Division	PORTLAND
Census Block Group	2
Census Block	2007
Census Tract	500

Owner

12 Smith St, a triplex, is owned by two individuals who bought it in May 2026.

Source: Cumberland County and Portland City records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 CHESLEY AVE, PORTLAND, ME 04103-3614
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Feb 5, 2018	Deed of Trust, Mortgage TD BANK NA
Aug 20, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Aug 20, 2020 · Amount on File
Deed Document Number	202620565
Deed Book / Page	42278 / 108
Prior Transfer Date	Aug 19, 2020
Prior Transfer Doc	0370760195
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTLAND ME
Recording Date	May 27, 2026
Property Address	12 SMITH ST, PORTLAND, ME 04101-6017
Document Number	0422780108
Book / Page	42278 / 108
Instrument Date	May 22, 2026
Instrument	202620565
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	91 CHESLEY AVE, PORTLAND, ME 04103-3614

Mortgage

Date	May 27, 2026

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Property Address	12 SMITH ST, PORTLAND, ME 04101-6017
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346360001
Date	Feb 5, 2018
Book Page	34636/0001
Instrument	000000005484

Lender

Name	TD BANK NA

Agreement

Amount	Amount on Record
Term	228 Months
Due	Feb 23, 2037

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PORTLAND ME
Recording Date	Aug 20, 2020
Property Address	12 SMITH ST, PORTLAND, ME 04101-6017
Document Number	0370760195
Book / Page	37076 / 195
Instrument Date	Aug 19, 2020
Instrument	50610
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 GRANITE ST, WESTERLY, RI 02891-2207

Mortgage

Document Number	0000050611
Date	Aug 20, 2020
Instrument	50611

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Smith St was $12,324, up 39.7% from the year before.

Source: Cumberland County and Portland City assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Portland City
Unified School District	Portland (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,324.00 (+39.66%)	$1,028,700 (+74.98%) Land $345,400 Building $683,300
2024	$8,824.00 (+4.15%)	$587,900 (-) Land $139,900 Building $448,000
2023	$8,472.00 (+5.89%)	$587,900 (-) Land $139,900 Building $448,000
2022	$8,001.00	$587,900 Land $139,900 Building $448,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Redzone Wireless, T-Mobile.

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