York County and Saco City property record for 12 Smith Ln, Saco, ME 04072 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1988 |
| Square Footage | 1,936 sqft Living Area |
| Lot Size | 16,701 sqft (0.383 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $6,816.00 (2025) |
| Primary APN | C3477R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,936 sqft Living Area |
| Gross Area | 3,624 sqft Gross Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Attic Area | 352 sqft Attic |
| Attic | 1 Attic |
| Basement Area | 1,144 sqft Basement |
| Unfinished Basement | 1,144 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,701 sqft (0.383 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | C3477R |
|---|---|
| Street Address | 12 SMITH LN |
| City | SACO |
| State | ME |
| Zip | 04072-1574 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 20 |
| Jurisdiction | SACO ME |
| Minor Civil Division | SACO |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 5200 |
Source: York County and Saco City records · APN C3477R
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SMITH LN, SACO, ME 04072-1574 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 SMITH LN, SACO, ME 04072-1574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0182610427 |
|---|---|
| Date | Jun 02, 2020 |
| Book Page | 18261/427 |
| Instrument | 2020023052 |
| Name | ATLANTIC REGIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 01, 2025 |
Source: York County and Saco City records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,816.00 (+4.19%) | $480,000 (+3.09%) Land $122,600 Building $357,400 | |
| 2024 | $6,542.00 (+6.18%) | $465,600 (+38.53%) Land $122,600 Building $343,000 | $410,780 |
| 2022 | $6,161.00 | $336,100 Land $93,400 Building $242,700 |
12 Smith Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · York County (23031C), updated April 16, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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