St. Louis County property record for 12 Silver Ln, Saint Louis, MO 63122 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,257 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $290,000 (2016) |
| Tax Bill | $3,553.00 (2024) |
Source: St. Louis County records · APN 24M-43-0142
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SILVER LN, SAINT LOUIS, MO 63122-5819 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK |
| Aug 21, 2017 | Deed of Trust, Mortgage COMMERCIAL BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on Record |
| Deed Sale | Dec 16, 2016 · Amount on Record |
| Prior Sale | Oct 05, 2012 · Amount on Record |
| Deed Doc Number | 2016437 |
| Deed Book / Page | 22318 / 1660 |
| Last Transfer Date | Mar 08, 2017 |
| Transfer Doc | 02242802936 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12 SILVER LN, SAINT LOUIS, MO 63122-5819 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 12 SILVER LN, SAINT LOUIS, MO 63122-5819 |
| Document Number | 0245462018 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 24546/2018 |
| Instrument | 2020122900679 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12 SILVER LN, SAINT LOUIS, MO 63122-5819 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 12 SILVER LN, SAINT LOUIS, MO 63122-5819 |
| Document Number | 0241063343 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 24106/3343 |
| Instrument | 2020062500566 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 12 SILVER LN, SAINT LOUIS, MO 63122-5819 |
| Document Number | 0226683657 |
| Book / Page | 022668 / 003657 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2017 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12 SILVER LN ST LOUIS MO 631225819, ST LOUIS, MO 63122-5819 |
| Document Number | 0226683657 |
|---|---|
| Date | Aug 25, 2017 |
| Book Page | 022668/003657 |
| Instrument | 789 |
| Name | COMMERCIAL BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 24, 2047 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,300 (+22.35%) Land $51,360 Building $17,940 | $364,700 (+22.34%) Land $270,300 Building $94,400 | |
| 2024 | $3,553.00 (+1.6%) | ||
| 2023 | $3,497.00 (+8.07%) | $56,640 (+14.89%) Land $33,000 Building $23,640 | $298,100 (+14.87%) Land $173,700 Building $124,400 |
| 2022 | $3,236.00 | $49,300 Land $28,100 Building $21,200 | |
| 2021 | $259,500 Land $147,900 Building $111,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 24M-43-0142 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,257 sqft Living Area |
| Gross Area | 1,497 sqft Gross Area |
| 1st Floor | 1,257 sqft 1st Floor |
| Game Room | Game Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 104 ft x 56 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Patio Area | 473 sqft Patio |
| Porch | Open Porch |
| Porch Area | 128 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 12 SILVER LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-5819 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | FRANCES TERRACE LOTS 7 THRU 24 AMENDED LOT H |
| Legal Subdivision | FRANCES TERRACE LOTS 7 THRU 24 AMENDED |
| Legal Lot Number | H |
| Jurisdiction | ST LOUIS MO |
| Minor Civil Division | BONHOMME |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 218300 |
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