12 Sherman Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 12 Sherman Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,912 sqft · built 1985
Lot Size	2.95 acres (128,502 sqft)
Owner	2 Individual Names on File
Last Sale	$592,000 (Nov 2022)
Tax Bill	$8,245 (2025)
Deeds & Mortgages	Jul 2021 Refinance Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114030.122`

Property Details

APN / Parcel Number

Primary APN	`114030.122`
Alternative APN	`514400 76.3-2-52.122`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,912 sqft Living Area
1st Floor Area	1,456 sqft
2nd Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	128,502 sqft (2.95 acres)
Porch	Slab
Porch Area	292 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	114030.122
Street Address	12 SHERMAN RD
City	KERHONKSON
State	NY
Zip	12446-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	52.122
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1026
Census Tract	955002

Owner

12 Sherman Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Ulster County and Rochester Town records, as of April 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SHERMAN RD, KERHONKSON, NY 12446-3229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Nov 16, 2022	Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK
Jun 27, 2019	Deed, Transfer · Stand-Alone Refinance RONDOUT SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Jun 27, 2019 · Amount on File
Deed Document Number	202218773
Deed Book / Page	7157 / 37
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	12 SHERMAN RD, KERHONKSON, NY 12446-3229
Transaction Type	Mortgage
Record Updated	Mar 4, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013490
Date	Jul 7, 2021
Book Page	12497/171
Instrument	2021-13490

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Nov 16, 2022
Property Address	12 SHERMAN RD, KERHONKSON, NY 12446-3229
Document Number	0000018773
Book / Page	7157 / 37
Instrument Date	Nov 15, 2022
Instrument	2022-18773
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	145 BORINQUEN PL APT 7, 7, BROOKLYN, NY 11211-4633

Mortgage

Document Number	0000018774
Date	Nov 16, 2022
Instrument	2022-18774

Lender

Name	ULSTER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Jun 27, 2019
Property Address	12 SHERMAN RD, KERHONKSON, NY 12446-3229
Document Number	0000007981
Book / Page	6450 / 200
Instrument Date	Jun 26, 2019
Instrument	2019-7981
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	MAIN STREET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WARREN ST APT 2W, 2W, NEW YORK, NY 10007-3522

Mortgage

Document Number	0000007982
Date	Jun 27, 2019
Book Page	11821/316
Instrument	2019-7982

Lender

Name	RONDOUT SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12 Sherman Rd was $8,245.

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,245.00	$315,000 Land $55,000 Building $260,000	$594,340 Land $103,774 Building $490,566
2023		$315,000 Land $55,000 Building $260,000	$500,000 Land $87,302 Building $412,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Sherman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Sherman Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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