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12 Sherman Ln, Westerlo, NY 12193 Property Records

Albany County and Westerlo Town property record for 12 Sherman Ln, Westerlo, NY 12193

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,884 sqft · built 1972
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Nov 2025)
Tax Bill$3,330 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN013800 139.9-1-17

Property Details

APN / Parcel Number

Primary APN013800 139.9-1-17
Alternative APNs
  • 380013900900010170000000
  • 13900900010170000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,884 sqft Living Area
1st Floor Area1,238 sqft
Upper Floors Area528 sqft
Basement Area1,118 sqft
Finished Basement1,118 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
PorchSlab
Porch Area32 sqft
Patio Area432 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number13900900010170000000
Street Address12 SHERMAN LN
CityWESTERLO
StateNY
Zip12193
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal Block1
Legal Lot Number17.000
JurisdictionALBANY NY
Township / Civil DivisionWESTERLO
Census Block Group1
Census Block1088
Census Tract14803

Owner

Source: Albany County and Westerlo Town records · APN 013800 139.9-1-17

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address31 PLAZA AVE, RENSSELAER, NY 12144-9662
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Jul 19, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 25, 2025 · Amount on Record
Deed SaleNov 25, 2025 · Amount on Record
Prior SaleJun 28, 2024 · Amount on Record
Deed Document Number202521500
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address12 SHERMAN LN, WESTERLO, NY 12193
Transaction TypeMortgage
Record UpdatedDec 15, 2025
Title CompanyPATRICK ABSTRACT AND TITLE, PAC ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 PLAZA AVE, RENSSELAER, NY 12144-9662

Mortgage

Document Number0000001501
DateNov 25, 2025
InstrumentR2025-21501
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALBANY NY
Recording DateJul 19, 2017
Property Address12 SHERMAN LN, WESTERLO, NY 12193
Document Number0000016760
Instrument DateJun 27, 2017
Instrument16760
Transaction TypeTransfer
Record UpdatedAug 22, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 SUNSET RD AMSTERDAM NY 120101727, AMSTERDAM, NY 12010-1727

Tax Assessment & Valuation

Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionWesterlo Town
Unified School DistrictBerne-Knox-Westerlo Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,330.00$1,630 (-) Land $100 Building $1,530$281,034 (+10.34%) Land $17,241 Building $263,793
2023$1,630 Land $100 Building $1,530$254,700 Land $15,626 Building $239,074

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 6, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2005–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Mid-Hudson Cablevision
Fiber · Cable		5,000 / 5,000

May also be available: Verizon.

Based on FCC filings for 20 locations within half a mile of this property.

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