Nantucket County and Nantucket Town property record for 12 Shell St, Nantucket, MA 02554
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,855 sqft · built 2016 |
| Lot Size | 0.046 acres (2,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Mar 2022) |
| Tax Bill | $5,540 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11873 |
| Primary APN | 11873 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,855 sqft Living Area |
| Gross Area | 2,389 sqft |
| 1st Floor Area | 855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,009 sqft (0.046 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 11873 |
|---|---|
| Street Address | 12 SHELL ST |
| City | NANTUCKET |
| State | MA |
| Zip | 02554-7520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SOH |
| Jurisdiction | NANTUCKET MA |
| Township / Civil Division | NANTUCKET |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 950500 |
Source: Nantucket County and Nantucket Town records · APN 11873
Assessment roll updated April 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 302, SIASCONSET, MA 02564-0302 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit HING INSTITUTION FOR SAVINGS |
| Mar 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HINGHAM INSTITUTION FOR SAVINGS |
| Mar 07, 2022 | Quit Claim Deed, Transfer |
| Apr 26, 2017 | Deed of Trust, Mortgage HINGHAM INSTITUTION FOR SAVINGS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2022 · Amount on Record |
| Deed Sale | Mar 07, 2022 · Amount on Record |
| Prior Sale | Oct 04, 2016 |
| Deed Document Number | 2022655 |
| Deed Book / Page | 1883 / 320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 12 SHELL ST, NANTUCKET, MA 02554-7520 |
| Document Number | 0002056-36 |
| Book / Page | 2056 / 36 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026797 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 SHELL ST, NANTUCKET, MA 02554-7520 |
| Document Number | 0000000797, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 2056/36 |
| Instrument | 2026797 |
| Name | HING INSTITUTION FOR SAVINGS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 12 SHELL ST, NANTUCKET, MA 02554-7520 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001886-313 |
|---|---|
| Date | Mar 29, 2022 |
| Book Page | 1886/313 |
| Instrument | 863 |
| Name | HINGHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Recording Date | Mar 07, 2022 |
| Property Address | 12 SHELL ST, NANTUCKET, MA 02554-7520 |
| Document Number | 001883-320 |
| Book / Page | 1883 / 320 |
| Instrument Date | Mar 04, 2022 |
| Instrument | 655 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | PO BOX 302, SIASCONSET, MA 02564-0302 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 12 SHELL ST, NANTUCKET, MA 02554-7520 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1589-42 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 1589/42 |
| Instrument | 1220 |
| Name | HINGHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Nantucket County and Nantucket Town records · Assessment roll updated April 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Nantucket County |
| County Subdivision | Nantucket Town |
| Unified School District | Nantucket School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,540.00 (+12.9%) | $1,689,000 (+7.74%) Land $430,200 Building $1,258,800 |
| 2024 | $4,907.00 (+18.3%) | $1,567,600 (+21.3%) Land $402,500 Building $1,165,100 |
| 2023 | $4,148.00 | $1,292,300 Land $356,900 Building $935,400 |
Source: FEMA National Flood Hazard Layer, Nantucket County (25019C), updated February 7, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250199505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 52 (1988–2016) |
| Claims Outside the SFHA | 48 of 52 |
| Most Recent Claim | Feb 2016 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 90 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | SIASCONSET WATER DEPARTMENT serves 3,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Copper | 1.49 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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