12 Shell St, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 12 Shell St, Nantucket, MA 02554 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,855 sqft · built 2016
Lot Size	0.046 acres (2,009 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Mar 2022)
Tax Bill	$5,540 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11873`

Property Details

APN / Parcel Number

Primary APN	`11873`
Alternative APN	`NANT M:07313 P:00080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,855 sqft Living Area
Gross Area	2,389 sqft
1st Floor Area	855 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,009 sqft (0.046 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11873
Street Address	12 SHELL ST
City	NANTUCKET
State	MA
Zip	02554-7520
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	1
Census Block	1072
Census Tract	950500

Owner

Source: Nantucket County and Nantucket Town records · APN 11873

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 302, SIASCONSET, MA 02564-0302
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit HING INSTITUTION FOR SAVINGS
Mar 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HINGHAM INSTITUTION FOR SAVINGS
Mar 07, 2022	Quit Claim Deed, Transfer
Apr 26, 2017	Deed of Trust, Mortgage HINGHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2022 · Amount on Record
Deed Sale	Mar 07, 2022 · Amount on Record
Prior Sale	Oct 04, 2016
Deed Document Number	2022655
Deed Book / Page	1883 / 320
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Recording Date	Apr 21, 2026
Property Address	12 SHELL ST, NANTUCKET, MA 02554-7520
Document Number	0002056-36
Book / Page	2056 / 36
Instrument Date	Apr 16, 2026
Instrument	2026797
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SHELL ST, NANTUCKET, MA 02554-7520

Mortgage

Document Number	0000000797,
Date	Apr 21, 2026
Book Page	2056/36
Instrument	2026797

Lender

Name	HING INSTITUTION FOR SAVINGS

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	12 SHELL ST, NANTUCKET, MA 02554-7520
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001886-313
Date	Mar 29, 2022
Book Page	1886/313
Instrument	863

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Mar 07, 2022
Property Address	12 SHELL ST, NANTUCKET, MA 02554-7520
Document Number	001883-320
Book / Page	1883 / 320
Instrument Date	Mar 04, 2022
Instrument	655
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	PO BOX 302, SIASCONSET, MA 02564-0302

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	12 SHELL ST, NANTUCKET, MA 02554-7520
Transaction Type	Mortgage
Record Updated	Jun 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1589-42
Date	Apr 26, 2017
Book Page	1589/42
Instrument	1220

Lender

Name	HINGHAM INSTITUTION FOR SAVINGS
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,540.00 (+12.9%)	$1,689,000 (+7.74%) Land $430,200 Building $1,258,800
2024	$4,907.00 (+18.3%)	$1,567,600 (+21.3%) Land $402,500 Building $1,165,100
2023	$4,148.00	$1,292,300 Land $356,900 Building $935,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nantucket County (25019C), updated February 7, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250199505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 68 individual NFIP policies nearby
Nearby Flood Policies	68 in force
Nearby Flood Claims	52 (1988–2016)
Claims Outside the SFHA	48 of 52
Most Recent Claim	Feb 2016, rainfall accumulation
Claims By Storm	Blizzard Of 96, Jan 1996 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Winter Coastal Storm, Dec 1992 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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