Bergen County and Paramus Borough property record for 12 Shelby Ave, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,200 sqft · built 1964 |
| Lot Size | 0.358 acres (15,609 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,120,000 (Oct 2024) |
| Tax Bill | $12,587 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-01208-0000-00003 |
| Primary APN | 46-01208-0000-00003 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,200 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Lot Area | 15,609 sqft (0.358 acres) |
| Account Number | 062500 |
|---|---|
| Street Address | 12 SHELBY AVE |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2F |
| Legal Description | 102XIRR 6.2LT |
| Legal Subdivision | SHELBY MANOR |
| Legal Block | 1208 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 42500 |
Source: Bergen County and Paramus Borough records · APN 46-01208-0000-00003
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SHELBY AVE, PARAMUS, NJ 07652-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Oct 02, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FEDERAL MORTGAGE CORP |
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 05, 2018 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2024 · Amount on Record |
| Deed Sale | Oct 04, 2024 · Amount on Record |
| Deed Document Number | 202460007 |
| Deed Book / Page | 5338 / 644 |
| Prior Transfer Date | Aug 31, 2018 |
| Prior Transfer Doc | 0018071087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 SHELBY AVE, PARAMUS, NJ 07652-2708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0038491246 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | 3849/1246 |
| Instrument | 20-128401 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTER, NJ 07930 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 SHELBY AVE, PARAMUS, NJ 07652-2708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0033650462 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 3365/462 |
| Instrument | 19-065373 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 12 SHELBY AVE, PARAMUS, NJ 07652-2708 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|---|
| Address | 12 SHELBY AVE, PARAMUS, NJ 07652-2708 |
| Document Number | 0046481171 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 4648/1171 |
| Instrument | 2022040836 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Mar 20, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 05, 2018 |
| Property Address | 12 SHELBY AVE, PARAMUS, NJ 07652-2708 |
| Document Number | 0030721958 |
| Book / Page | 3072 / 1958 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 00018-071087 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 SHELBY AVE, PARAMUS, NJ 07652-2708 |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $916,300 (+9.12%) Land $450,600 Building $465,700 | $916,300 (+9.12%) Land $450,600 Building $465,700 | |
| 2025 | $12,587.00 (+19.32%) | $839,700 (+25.46%) Land $386,300 Building $453,400 | $839,700 (+25.46%) Land $386,300 Building $453,400 |
| 2024 | $10,549.00 (+8.22%) | ||
| 2023 | $669,300 Land $322,900 Building $346,400 | $669,300 Land $322,900 Building $346,400 | |
| 2022 | $9,748.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 33 (1979–2023) |
| Claims Outside the SFHA | 5 of 33 |
| Most Recent Claim | Dec 2023 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 225 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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