12 Shamrock St, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 12 Shamrock St, Worcester, MA 01605

Property Summary

Property Type	Triplex
Details	9 bd · 3 ba · 3,327 sqft · built 1890
Lot Size	0.077 acres (3,360 sqft)
Owner	Company Name on Record
Last Sale	$171,450 (Nov 2021)
Tax Bill	$6,819 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Oct 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-015-00021`

Property Details

APN / Parcel Number

Primary APN	`16-015-00021`
Alternative APN	`WORC M:16 B:015 L:00021`

Interior

Bedrooms	9 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,327 sqft Living Area
Gross Area	4,979 sqft
1st Floor Area	1,109 sqft
Basement Area	1,109 sqft
Unfinished Basement	1,109 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,360 sqft (0.077 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	16-015-00021
Street Address	12 SHAMROCK ST
City	WORCESTER
State	MA
Zip	01605-5041
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	BG-3
Legal Block	15
Legal Lot Number	21
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2007
Census Tract	731801

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	490 SHREWSBURY ST, A, WORCESTER, MA 01604-1607
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · ARM READING COOPERATIVE BANK
Oct 12, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 25, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 15, 2021	Quit Claim Deed, Transfer · Commercial Mortgage RCN CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Dec 18, 2009 · Amount on Record
Deed Document Number	2021159696
Deed Book / Page	66526 / 165
Last Transfer Date	Oct 6, 2022
Transfer Doc	068341-316
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	12 SHAMROCK ST, WORCESTER, MA 01605-5041
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068265-266
Date	Sep 26, 2022
Book Page	68265/266
Instrument	105298

Lender

Name	READING COOPERATIVE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Oct 1, 2029
Index	1-Year CMT

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 12, 2022
Property Address	12 SHAMROCK ST, WORCESTER, MA 01605-5041
Document Number	068341-316
Book / Page	68341 / 316
Instrument Date	Oct 6, 2022
Instrument	111175
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 S BROADWAY, SALEM, NH 03079-4563

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jul 25, 2022
Property Address	12 SHAMROCK ST, WORCESTER, MA 01605-5041
Document Number	067955-299
Book / Page	67955 / 299
Instrument Date	Jul 21, 2022
Instrument	80902
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 BUCKLIN RD, NORTH ANDOVER, MA 01845-5928

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Nov 15, 2021
Property Address	12 SHAMROCK ST, WORCESTER, MA 01605-5041
Document Number	066526-165
Book / Page	66526 / 165
Instrument Date	Nov 12, 2021
Instrument	159696
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 S BROADWAY, SALEM, NH 03079-4563

Mortgage

Document Number	0000159697
Date	Nov 15, 2021
Instrument	159697

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	066526-183
Date	Nov 15, 2021
Book Page	66526/183
Instrument	159698

Lender

Name	RCN CAPITAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Dec 1, 2022

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,819.00 (+3.44%)	$513,500 (+2.74%) Land $65,900 Building $447,600
2025	$6,592.00 (+77.3%)	$499,800 (+92.75%) Land $62,000 Building $437,800
2023	$3,718.00	$259,300 Land $53,900 Building $205,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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