12 Shady Ln, Cromwell, CT 06416 Property Records

Cromwell Town property record for 12 Shady Ln, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	5 ba · 4,297 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Apr 2019)
Tax Bill	$16,615 (2025)
Deeds & Mortgages	Dec 2023 Refinance Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-65`

Property Details

APN / Parcel Number

Primary APN	`33-65`
Alternative APNs	`CROM M:11501000` `M:33 B:20 L:65` `11501000`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,297 sqft Living Area
Gross Area	8,748 sqft
1st Floor Area	2,557 sqft
Attic	Attic
Attic Area	489 sqft
Basement Area	2,557 sqft
Unfinished Basement	2,557 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	11501000
Street Address	12 SHADY LN
City	CROMWELL
State	CT
Zip	06416-1275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	20
Legal Lot Number	65
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	2
Census Block	2000
Census Tract	570200

Owner

Source: Cromwell Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 SHADY LN, CROMWELL, CT 06416-1275
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN EAGLE FCU
Mar 1, 2021	Deed of Trust, Mortgage · Balloon Mortgage ONTO MORTGAGE LLC
Oct 2, 2019	Deed of Trust, Mortgage · Construction Mortgage NEWTOWN SAVINGS BANK
Apr 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2019 · Amount on Record
Deed Sale	Apr 3, 2019 · Amount on Record
Deed Book / Page	1644 / 86
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	12 SHADY LN, CROMWELL, CT 06416-1275
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001812-39
Date	Dec 28, 2023
Book Page	1812/39
Instrument	2137

Lender

Name	AMERICAN EAGLE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	12 SHADY LN, CROMWELL, CT 06416-1275
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1712-330
Date	Mar 1, 2021
Book Page	1712/330
Instrument	584

Lender

Name	ONTO MORTGAGE LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROMWELL CT
Property Address	12 SHADY LN, CROMWELL, CT 06416-1275
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1659-148
Date	Oct 2, 2019
Book Page	1659/148

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Apr 3, 2019
Property Address	12 SHADY LN, CROMWELL, CT 06416-1275
Document Number	1644-86
Book / Page	1644 / 86
Instrument Date	Mar 29, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 ASH SWAMP RD, GLASTONBURY, CT 06033-3501

Mortgage

Document Number	164489
Date	Apr 3, 2019
Instrument	1644/89

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	3.88%
Type Change Date	Apr 1, 2022

Tax Assessment & Valuation

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,615.00	$539,630 (-) Land $146,440 Building $393,190	$377,741 Land $102,508 Building $275,233
2024	$16,615.00 (+4.69%)
2023	$15,871.00 (+3.19%)	$539,630 (+16.94%) Land $146,440 Building $393,190
2022	$15,380.00	$461,440 Land $110,460 Building $350,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GoNetspeed.

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