12 Shady Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 12 Shady Ln, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,944 sqft · built 1970
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$289,900 (May 2021)
Tax Bill	$3,412 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-309-014.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-309-014.000-018`
Alternative APN	`1609250309014000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	936 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Architectural Style	Other
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	144 ft deep x 457 ft wide
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609250309014000
Street Address	12 SHADY LN
City	CARMEL
State	IN
Zip	46032-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, WILSON VILLAGE, SECTION 7, LOT 84, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	WILSONS VILLAGE SEVENTH SECTION
Legal Block	7
Legal Lot Number	84
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111011

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 SHADY LN, CARMEL, IN 46032-2050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Mar 31, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Mar 31, 2021
Deed Document Number	2021039723
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	May 27, 2021
Property Address	12 SHADY LN, CARMEL, IN 46032-2050
Document Number	0000039723
Instrument Date	May 21, 2021
Instrument	2021039723
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SHADY LN, CARMEL, IN 46032-2050

Mortgage

Document Number	0000039724
Date	May 27, 2021
Instrument	2021039724

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 31, 2021
Property Address	12 SHADY LN, CARMEL, IN 46032-2050
Document Number	0000025098
Map Reference	MB 3 PG 62
Instrument Date	Mar 21, 2021
Instrument	2021025098
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 S EAST ST # C, C, INDIANAPOLIS, IN 46227-2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$332,700 (+3.55%) Land $116,400 Building $216,300	$332,700 (+3.55%) Land $116,400 Building $216,300
2024	$3,412.00 (-1.42%)	$321,300 (-15.11%) Land $116,400 Building $204,900	$321,300 (-15.11%) Land $116,400 Building $204,900
2023	$3,461.00 (+36.05%)	$378,500 (+58.1%) Land $68,700 Building $309,800	$378,500 (+58.1%) Land $68,700 Building $309,800
2022	$2,544.00	$239,400 Land $68,700 Building $170,700	$239,400 Land $68,700 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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