Stafford County property record for 12 Shadowbrook Ln, Fredericksburg, VA 22406
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,414 sqft · built 2005 |
| Lot Size | 0.244 acres (10,646 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $384,900 (Aug 2017) |
| Tax Bill | $5,336 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44R-10-687 |
| Primary APN | 44R-10-687 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,414 sqft Living Area |
| Gross Area | 5,264 sqft |
| Basement Area | 1,608 sqft |
| Finished Basement | 1,158 sqft |
| Unfinished Basement | 450 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,646 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 170 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 43420 |
|---|---|
| Street Address | 12 SHADOWBROOK LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22406-7285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 687 10643 SQFT SEC 10 STAFFORD LAKES VILLAGE |
| Legal Subdivision | SEC 10 STAFFORD LAKES VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 687 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | HARTWOOD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10307 |
12 Shadowbrook Ln is owned and occupied by two individuals who bought it in August 2017.
Source: Stafford County records, as of May 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SHADOWBROOK LN, FREDERICKSBURG, VA 22406-7285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK |
| Aug 29, 2017 | Grant Deed, Transfer · Conventional with PMI SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 · Amount on File |
| Deed Sale | Aug 29, 2017 · Amount on File |
| Prior Sale | Apr 29, 2009 · Amount on File |
| Deed Document Number | 201715622 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Apr 27, 2026 |
| Property Address | 12 SHADOWBROOK LN, FREDERICKSBURG, VA 22406-7285 |
| Document Number | 0000005799 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20265799 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12 SHADOWBROOK LN, FREDERICKSBURG, VA 22406-7285 |
| Document Number | 0000005799, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20265799 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 12 SHADOWBROOK LN, FREDERICKSBURG, VA 22406-7285 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210021525 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 210021525 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Aug 29, 2017 |
| Property Address | 12 SHADOWBROOK LN, FREDERICKSBURG, VA 22406-7285 |
| Document Number | 170015622 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 15622 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2017 |
| Title Company | TERRY ABSTRACT COMPANY, TERRY ABS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 SHADOWBROOK LN STAFFORD VA 22556, STAFFORD, VA 22556 |
| Document Number | 170015623 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 15623 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 28, 2047 |
The 2025 property tax bill for 12 Shadowbrook Ln was $5,336, up 3.3% from the year before.
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,336.00 (+3.31%) | $569,700 Land $130,000 Building $439,700 | $569,700 Land $130,000 Building $439,700 |
| 2024 | $5,165.00 (+2.95%) | ||
| 2023 | $5,017.00 | $530,900 Land $120,000 Building $410,900 | $530,900 Land $120,000 Building $410,900 |
| 2021 | $4,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Shadowbrook Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Shadowbrook Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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