12 Shadow Ridge Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 12 Shadow Ridge Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,598 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Jul 2022)
Tax Bill	$10,467 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00110-04-00028`

Property Details

APN / Parcel Number

Primary APN	`21-00110-04-00028`
Alternative APNs	`2100110000400028` `04822428`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,598 sqft Living Area
1st Floor Area	857 sqft
Upper Floors Area	741 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Deck Area	282 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	04822428
Street Address	12 SHADOW RIDGE CT
City	HOWELL
State	NJ
Zip	07731-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	SHERRYBROOKE SEC 03
Legal Block	110.4
Legal Lot Number	28
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2023
Census Tract	811301

Owner

12 Shadow Ridge Ct is owned and occupied by an individual who bought it in July 2022.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	12 SHADOW RIDGE CT, HOWELL, NJ 07731-1133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jul 13, 2022	Deed, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jul 13, 2021	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2017	Grant Deed, Transfer FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on File
Deed Sale	Jul 13, 2022 · Amount on File
Prior Sale	Jul 13, 2021 · Amount on File
Deed Document Number	202272116
Deed Book / Page	9604 / 8410
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	12 SHADOW RIDGE CT, HOWELL, NJ 07731-1133
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SHADOW RIDGE CT, HOWELL, NJ 07731-1133

Mortgage

Document Number	0097833806
Date	Mar 10, 2026
Book Page	9783/3806
Instrument	2026020163

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 27, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 13, 2022
Property Address	12 SHADOW RIDGE CT, HOWELL, NJ 07731-1133
Document Number	0096048410
Book / Page	9604 / 8410
Instrument Date	Apr 25, 2022
Instrument	2022072116
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CLEAR TO CLOSE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 OLD PINE CT, 15, SPRING LAKE, NC 28390-7041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SHADOW RIDGE CT, HOWELL, NJ 07731-1133

Mortgage

Document Number	2022072117
Date	Jul 13, 2022
Instrument	2022072117

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2052

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 13, 2021
Property Address	12 SHADOW RIDGE CT, HOWELL, NJ 07731-1133
Document Number	0095271237
Book / Page	9527 / 1237
Instrument Date	Jul 6, 2021
Instrument	2021107363
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,983.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 PENNYWALL CT, 6, COLTS NECK, NJ 07722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SHADOW RIDGE CT, HOWELL, NJ 07731-1133

Mortgage

Document Number	2021107364
Date	Jul 13, 2021
Instrument	2021107364

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 22, 2017
Property Address	12 SHADOW RIDGE CT, HOWELL, NJ 07731-1133
Document Number	0000031038
Book / Page	009218 / 008408
Instrument Date	Mar 9, 2017
Instrument	31038
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$368.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SHADOW RIDGE CT HOWELL NJ 077311133, HOWELL, NJ 07731-1133

Tax Assessment & Valuation

The 2025 property tax bill for 12 Shadow Ridge Ct was $10,467, up 0.9% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$672,200 (+10.27%) Land $390,000 Building $282,200	$672,200 (+10.27%) Land $390,000 Building $282,200
2025	$10,467.00 (+0.89%)	$609,600 Land $330,000 Building $279,600	$609,600 Land $330,000 Building $279,600
2024	$10,375.00
2023		$514,100 Land $270,000 Building $244,100	$514,100 Land $270,000 Building $244,100
2022	$9,881.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Shadow Ridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Shadow Ridge Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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