12 Settlement Way, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 12 Settlement Way, Acton, MA 01720 · Last verified April 2026

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,934 sqft · built 1997
Lot Size	0.749 acres (32,645 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Jan 2014)
Tax Bill	$18,980 (2025)
Deeds & Mortgages	Jan 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00E5 B:0050 L:0012`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00E5 B:0050 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,934 sqft Living Area
Gross Area	6,698 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,645 sqft (0.749 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 SETTLEMENT WAY
City	ACTON
State	MA
Zip	01720-7700
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	50
Legal Lot Number	12
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2010
Census Tract	363105

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00E5 B:0050 L:0012

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12 SETTLEMENT WAY, ACTON, MA 01720-7700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 02, 2014 · Amount on Record
Deed Sale	Jan 02, 2014 · Amount on Record
Prior Sale	Jun 24, 2005 · Amount on Record
Deed Book / Page	63141 / 195
Record Updated	Jun 08, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	12 SETTLEMENT WAY, ACTON, MA 01720-7700
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076654-466
Date	Jan 11, 2021
Book Page	76654/466
Instrument	5326

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2036

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,980.00 (+14.7%)	$1,106,700 (+11.5%) Building $1,106,700
2024	$16,547.00	$992,600 Building $992,600	$1,162,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.