Macon County property record for 12 Second St, Franklin, NC 28734 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1985 |
| Square Footage | 1,144 sqft Heated Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2021) |
| Tax Bill | $818.00 (2025) |
| Primary APN | 6595527357 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,144 sqft Heated Area |
| 1st Floor | 1,144 sqft 1st Floor |
| Basement Area | 572 sqft Basement |
| Unfinished Basement | 572 sqft Unfinished |
| Stories | 1 Stories |
| Utility Area | 20 sqft Utility Area |
| Utility Room | Utility Room |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Carport Garage |
| Carport | Carport |
| Porch Area | 375 sqft Porch |
| Topography | Rolling Topography |
| Utility Building | 1 sqft Utility Building |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 150315 |
|---|---|
| Street Address | 12 SECOND ST |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2733 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EAST FRANKLIN CHERRY ST |
| Legal Subdivision | FRANKLIN |
| Jurisdiction | MACON NC |
| Minor Civil Division | FRANKLIN |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 970304 |
Source: Macon County records · APN 6595527357
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 SECOND ST, FRANKLIN, NC 28734-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Sep 01, 2020 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 10, 2021 · Amount on Record |
| Deed Sale | Aug 10, 2021 · Amount on Record |
| Prior Sale | Aug 29, 2003 · Amount on Record |
| Deed Doc Number | 20217625 |
| Deed Book / Page | 41 / 1583 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Aug 10, 2021 |
| Property Address | 12 SECOND ST, FRANKLIN, NC 28734-2733 |
| Document Number | D41/1583 |
| Book / Page | D-41 / 1583 |
| Instrument Date | Aug 09, 2021 |
| Instrument | 2021007625 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 CALEDONIA DR, 39, FRANKLIN, NC 28734 |
| Name | Verified Name |
|---|---|
| Address | 12 SECOND ST, FRANKLIN, NC 28734-2733 |
| Document Number | 2021007626 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021007626 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 12 SECOND ST, FRANKLIN, NC 28734-2733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 12 SECOND ST, FRANKLIN, NC 28734-2733 |
| Document Number | D40/2266 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | D-40/2266 |
| Instrument | 2020006254 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 07, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Franklin Town |
| Unified School District | Macon County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,440 (+0.74%) Land $31,200 Building $174,240 | $205,440 (+0.74%) Land $31,200 Building $174,240 | |
| 2025 | $818.00 (+6.23%) | ||
| 2023 | $770.00 | $203,940 Land $31,200 Building $172,740 | $203,940 Land $31,200 Building $172,740 |
12 Second St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Macon County (37113C), updated November 8, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,556 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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