Buncombe County property record for 12 Second St, Asheville, NC 28804
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 2019 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,266 (2025) |
| Deeds & Mortgages | Oct 2019 Construction Loan Sep 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3036345-2020-20 |
| Primary APN | 3036345-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Open Porch |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3036345-2020-20 |
|---|---|
| Street Address | 12 SECOND ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28804-0105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CWO-R10 |
| Legal Description | LOT: B2 PLAT: 0201-0088 |
| Legal Block | 2 |
| Legal Lot Number | B2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1500 |
12 Second St is owned by two individuals who acquired it in September 2019.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25 CHURCH RD, ASHEVILLE, NC 28804-2002 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2019 | Deed of Trust, Construction Loan · Construction Mortgage BANK OZK |
| Sep 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Sep 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 4, 2019 |
| Transfer Doc | 0058080157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 11, 2019 |
| Property Address | 12 SECOND ST, ASHEVILLE, NC 28804-0105 |
| Document Number | 0058210476 |
| Book / Page | 005821 / 000476 |
| Instrument Date | Oct 11, 2019 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1289 OLD HIGHWAY 91 NEWTON GA 398708861, NEWTON, GA 39870-8861 |
| Document Number | 58210476 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 005821/000476 |
| Name | BANK OZK |
|---|---|
| Address | FOREST CITY, NC 28043 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 5, 2019 |
| Property Address | 12 SECOND ST, ASHEVILLE, NC 28804-0105 |
| Document Number | 0058080157 |
| Book / Page | 005808 / 000157 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 CHURCH RD ASHEVILLE NC 288042002, ASHEVILLE, NC 28804-2002 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 5, 2019 |
| Property Address | 12 SECOND ST, ASHEVILLE, NC 28804-0105 |
| Document Number | 0058080160 |
| Book / Page | 005808 / 000160 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 25 CHURCH RD ASHEVILLE NC 288042002, ASHEVILLE, NC 28804-2002 |
The 2025 property tax bill for 12 Second St was $4,266, up 2.9% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Woodfin Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,266.00 (+2.92%) | $428,300 Land $37,200 Building $391,100 | $428,300 Land $37,200 Building $391,100 |
| 2024 | $4,145.00 (+3.65%) | ||
| 2023 | $3,999.00 | $428,300 | $428,300 Land $37,200 Building $391,100 |
| 2021 | $428,300 Land $37,200 Building $391,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Second St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12 Second St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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