12 Sebago Ave, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 12 Sebago Ave, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,625 sqft · built 1988
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,765 (2025)
Deeds & Mortgages	Jun 2022 Refinance Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:48 L:48`

Property Details

APN / Parcel Number

Primary APN	`STAN M:48 L:48`
Alternative APNs	`000052805` `M2154R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,625 sqft Living Area
Gross Area	3,736 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M2154R
Street Address	12 SEBAGO AVE
City	STANDISH
State	ME
Zip	04084-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	48
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2004
Census Tract	17002

Owner

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 SEBAGO AVE, STANDISH, ME 04084-5723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MICHAEL B WALKER
Feb 13, 2019	Deed of Trust, Mortgage CPORT CU
Jan 26, 2018	Deed of Trust, Mortgage CPORT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2014
Deed Sale	Mar 11, 2014
Deed Document Number	201410065
Deed Book / Page	31382 / 12
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 SEBAGO AVE, STANDISH, ME 04084-5723
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0394630247
Date	Jun 1, 2022
Book Page	39463/247
Instrument	27954

Lender

Name	MICHAEL B WALKER

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 SEBAGO AVE, STANDISH, ME 04084-5723
Document Number	0354870124
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 15, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SEBAGO AVE STANDISH ME 040845723, STANDISH, ME 04084-5723

Mortgage

Document Number	0354870124
Date	Feb 28, 2019
Book Page	035487/000124
Instrument	8219

Lender

Name	CPORT CU
Type	Credit Union
Address	PORTLAND, ME 04103

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 27, 2044

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	12 SEBAGO AVE, STANDISH, ME 04084-5723
Document Number	0346320184
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SEBAGO AVE STANDISH ME 040845723, STANDISH, ME 04084-5723

Mortgage

Document Number	0346320184
Date	Feb 1, 2018
Book Page	034632/000184
Instrument	5190

Lender

Name	CPORT CU
Type	Credit Union
Address	PORTLAND, ME 04103

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jan 31, 2043

Tax Assessment & Valuation

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,765.00 (+5.55%)	$303,600 (+7.24%) Land $69,600 Building $234,000
2024	$3,567.00 (+8.98%)	$283,100 (+19.81%) Land $64,400 Building $218,700
2023	$3,273.00 (+4.27%)	$236,300 (+8.79%) Land $53,900 Building $182,400
2022	$3,139.00	$217,200 Land $47,800 Building $169,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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