York County and Saco City property record for 12 Seafields Ln, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,664 sqft · built 1993 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Jan 2014) |
| Tax Bill | $8,695 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Oct 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | Z0332R |
| Primary APN | Z0332R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Living Area |
| Gross Area | 5,419 sqft |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,314 sqft |
| Unfinished Basement | 1,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | Z0332R |
|---|---|
| Street Address | 12 SEAFIELDS LN |
| City | SACO |
| State | ME |
| Zip | 04072-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Subdivision | SEAFIELDS LANE |
| Legal Lot Number | 38 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5400 |
Source: York County and Saco City records · APN Z0332R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 SEAFIELDS LN, SACO, ME 04072-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION |
| Oct 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION |
| Jun 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Jun 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CPORT CREDIT UNION |
| Jul 13, 2018 | Deed of Trust, Mortgage UNIVERSITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2014 · Amount on Record |
| Deed Sale | Jan 07, 2014 · Amount on Record |
| Deed Document Number | 2014496 |
| Deed Book / Page | 16759 / 769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 SEAFIELDS LN, SACO, ME 04072-2251 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0192950486 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 19295/486 |
| Instrument | 2023025261 |
| Name | CPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 SEAFIELDS LN, SACO, ME 04072-2251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0184290311 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 18429/311 |
| Instrument | 2020054917 |
| Name | CPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 SEAFIELDS LN, SACO, ME 04072-2251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0182890843 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 18289/843 |
| Instrument | 2020028306 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 SEAFIELDS LN, SACO, ME 04072-2251 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0187120403 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 18712/403 |
| Instrument | 2021036269 |
| Name | CPORT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 12 SEAFIELDS LN, SACO, ME 04072-2251 |
| Document Number | 0177570853 |
| Instrument Date | Jul 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 12 SEAFIELDS LN SACO ME 040722251, SACO, ME 04072-2251 |
| Document Number | 0177570853 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 017757/000853 |
| Instrument | 27689 |
| Name | UNIVERSITY CU |
|---|---|
| Type | Credit Union |
| Address | ORONO, ME 04473 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 19, 2033 |
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,695.00 (+1.39%) | $612,300 (+0.31%) Land $163,700 Building $448,600 | |
| 2024 | $8,576.00 (+7.31%) | $610,400 (+4%) Land $163,700 Building $446,700 | $805,410 |
| 2022 | $7,992.00 | $436,000 Land $125,100 Building $310,900 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 167 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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