12 Scottfield St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 12 Scottfield St, Rowley, MA 01969

Property Summary

Property TypeDuplex
Details4 bd · 3 ba · 3,715 sqft · built 1900
Lot Size0.943 acres (41,067 sqft)
OwnerIndividual Name on Record
Tax Bill$11,285 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNROWL M:0024 B:0106 L:0001

Property Details

APN / Parcel Number

Primary APNROWL M:0024 B:0106 L:0001

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units2 Units
Stories3 Stories
Building Area3,715 sqft Living Area
Gross Area6,834 sqft
Basement Area1,152 sqft
Unfinished Basement1,152 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,067 sqft (0.943 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address12 SCOTTFIELD ST
CityROWLEY
StateMA
Zip01969-1415
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeOUT
Legal SubdivisionSCOTT FIELD
Legal Block106
Legal Lot Number1
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1046
Census Tract270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 SCOTTFIELD ST, ROWLEY, MA 01969-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2010
Deed SaleMay 7, 2010
Prior SaleJan 28, 2000 · Amount on Record
Deed Book / Page29446 / 161
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Recording DateAug 12, 2026
Property Address12 SCOTTFIELD ST, ROWLEY, MA 01969-1415
Document Number0000000560
Book / Page43564 / 471
Instrument DateJul 9, 2026
Instrument2026560
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SCOTTFIELD ST, ROWLEY, MA 01969-1415

Mortgage

Document Number0000000560,
DateAug 12, 2026
Book Page43564/471
Instrument2026560
Lender
NameSALEM FIVE CENTS SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,285.00 (+16.4%)$933,400 (+13.32%) Land $354,300 Building $579,100$854,663
2025$9,695.00 (+1.02%)$823,700 (+3.86%) Land $323,400 Building $500,300
2024$9,597.00 (+7.28%)$793,100 (+15.43%) Land $308,200 Building $484,900
2023$8,946.00$687,100 Land $268,000 Building $419,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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