12 Scott St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 12 Scott St, Cambridge, MA 02138

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,844 sqft · built 1905
Lot Size	0.309 acres (13,442 sqft)
Owner	2 Individual Names on File
Last Sale	$5,350,000 (Mar 2022)
Tax Bill	$46,501 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146A-63`

Property Details

APN / Parcel Number

Primary APN	`146A-63`
Alternative APN	`CAMB M:0146A L:00063`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	3 Stories
Building Area	4,844 sqft Living Area
Gross Area	8,521 sqft
1st Floor Area	1,892 sqft
Basement Area	2,137 sqft
Unfinished Basement	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,442 sqft (0.309 acres)
Garage Type	Covered
Parking Spaces	3 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	12 SCOTT ST
City	CAMBRIDGE
State	MA
Zip	02138-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Lot Number	63
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1031
Census Tract	353600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Shady Hill Historic District listed 1986 · 77 contributing resources · NRIS 86001680

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 Scott St is owned and occupied by two individuals who bought it in March 2022.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 SCOTT ST, CAMBRIDGE, MA 02138-2016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Jan 13, 2016
Deed Book / Page	79861 / 163
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Mar 22, 2022
Property Address	12 SCOTT ST, CAMBRIDGE, MA 02138-2016
Document Number	079861-163
Book / Page	79861 / 163
Instrument Date	Mar 22, 2022
Instrument	43123
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12 SCOTT ST, CAMBRIDGE, MA 02138-2016

Mortgage

Document Number	0000043124
Date	Mar 22, 2022
Instrument	43124

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12 Scott St was $46,501, up 49.3% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,501.00 (+49.31%)	$7,323,000 (+39.2%) Land $2,528,600 Building $4,794,400	$6,458,385 (+7.82%)
2024	$31,143.00 (+18.88%)	$5,260,700 (+17.68%) Land $2,553,200 Building $2,707,500	$5,989,845
2023	$26,197.00	$4,470,500 Land $2,590,300 Building $1,880,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Scott St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 Scott St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 885 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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