Cumberland Town property record for 12 Scott Rd, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,020 sqft · built 1878 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,500 (Jun 2019) |
| Tax Bill | $3,301 (2026) |
| Deeds & Mortgages | Jan 2022 Refinance Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9990-84 |
| Primary APN | 9990-84 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 2,058 sqft |
| 1st Floor Area | 712 sqft |
| Basement Area | 616 sqft |
| Unfinished Basement | 616 sqft |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,966 sqft (0.114 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9990-84 |
|---|---|
| Street Address | 12 SCOTT RD |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-2808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 31 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 11405 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ashton Historic District listed 1984 · 83 contributing resources · NRIS 84000367 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 PEZZULLO ST, CRANSTON, RI 02910 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Jul 23, 2020 | Warranty Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Jun 10, 2019 | Trustee's Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Deed Book / Page | 1803 / 611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 12 SCOTT RD, CUMBERLAND, RI 02864-2808 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001919-893 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 1919/893 |
| Instrument | 130598 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jul 23, 2020 |
| Property Address | 12 SCOTT RD, CUMBERLAND, RI 02864-2808 |
| Document Number | 1847-302 |
| Book / Page | 1847 / 302 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 115739 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1847-307 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 1847/307 |
| Instrument | 115740 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Jun 10, 2019 |
| Property Address | 12 SCOTT RD, CUMBERLAND, RI 02864-2808 |
| Document Number | 1803-611 |
| Book / Page | 001803 / 000611 |
| Instrument Date | May 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $112.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 SCOTT RD CUMBERLAND RI 028642808, CUMBERLAND, RI 02864-2808 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,301.00 (-4.73%) | $329,800 (+16.78%) Land $189,700 Building $140,100 | $395,096 |
| 2025 | $3,465.00 (+5.61%) | $282,400 (-) Land $125,300 Building $157,100 | |
| 2023 | $3,281.00 (+20.54%) | $282,400 (+55.51%) Land $125,300 Building $157,100 | |
| 2022 | $2,722.00 | $181,600 Land $87,600 Building $94,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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