12 Scotch Hill Trl, Ogunquit, ME 03907 Property Records

York County and Ogunquit Town property record for 12 Scotch Hill Trl, Ogunquit, ME 03907

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,050 sqft · built 2004
Lot Size0.98 acres (42,689 sqft)
Owner2 Individual Names on Record
Last Sale$1,620,000 (Feb 2026)
Tax Bill$6,824 (2025)
Deeds & MortgagesJan 2021 Refinance
Aug 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNOGUN M:007 L:016 U:002

Property Details

APN / Parcel Number

Primary APNOGUN M:007 L:016 U:002
Alternative APNs
  • 4959
  • 858

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,050 sqft Living Area
Gross Area3,708 sqft
1st Floor Area1,070 sqft
AtticAttic
Attic Area784 sqft
Basement Area678 sqft
Unfinished Basement678 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area42,689 sqft (0.98 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number858
Street Address12 SCOTCH HILL TRL
CityOGUNQUIT
StateME
Zip03907-3215
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSP/GBD
Legal Lot Number16
JurisdictionOGUNQUIT ME
Township / Civil DivisionOGUNQUIT
Census Block Group1
Census Block1011
Census Tract34006

Owner

Source: York County and Ogunquit Town records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 SCOTCH HILL TRL, OGUNQUIT, ME 03907-3215
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Aug 13, 2024Deed of Trust, Mortgage · Line of Credit
CAMDEN NATIONAL BANK
Feb 13, 2026Condominium Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 15, 2025Condominium Deed, Transfer
Nov 1, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2026 · Amount on Record
Deed SaleFeb 13, 2026 · Amount on Record
Deed Document Number20262026004930
Deed Book / Page19842 / 754
Prior Transfer DateJul 1, 2025
Prior Transfer Doc0196970160
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGUNQUIT ME
Property Address12 SCOTCH HILL TRL, OGUNQUIT, ME 03907-3215
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0185300048
DateJan 20, 2021
Book Page18530/48
Instrument2021003726
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGUNQUIT ME
Property Address12 SCOTCH HILL TRL, OGUNQUIT, ME 03907-3215
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0194890254
DateAug 13, 2024
Book Page19489/254
Instrument2024025591
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate

February 2026: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionOGUNQUIT ME
Recording DateFeb 13, 2026
Property Address12 SCOTCH HILL TRL, OGUNQUIT, ME 03907-3215
Document Number0198420754
Book / Page19842 / 754
Instrument DateFeb 12, 2026
Instrument2026004930
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number2026004931
DateFeb 13, 2026
Instrument2026004931
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateMar 1, 2033
IndexOther

July 2025: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionOGUNQUIT ME
Recording DateJul 15, 2025
Property Address12 SCOTCH HILL TRL, OGUNQUIT, ME 03907-3215
Document Number0196970160
Book / Page19697 / 160
Instrument DateJul 1, 2025
Instrument2025022676
Transaction TypeTransfer
Record UpdatedMar 27, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2410, OGUNQUIT, ME 03907-2410

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGUNQUIT ME
Property Address12 SCOTCH HILL TRL, OGUNQUIT, ME 03907
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180870935
DateNov 1, 2019
Book Page18087/935
Instrument2019046947
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: York County and Ogunquit Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionOgunquit Town
Unified School DistrictWells-Ogunquit Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,824.00 (+4.18%)$1,014,000 (-) Land $187,500 Building $826,500
2024$6,550.00$1,014,000 (-) Land $187,500 Building $826,500
2023$6,550.00 (+2.22%)$1,014,000 (-) Land $187,500 Building $826,500
2022$6,408.00$1,014,000 Land $187,500 Building $826,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2010–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 4 claims
  • Severe Storm And Flooding, Dec 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBUNK, KENNEBUNKPORT & WELLS WD
serves 35,663 people · EPA ID ME0090760
Water SourceSurface water
Last State InspectionDec 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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