12 Schooner Dr, Swansboro, NC 28584 Property Records

Onslow County property record for 12 Schooner Dr, Swansboro, NC 28584

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,232 sqft · built 2007
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 2023)
Tax Bill	$1,628 (2026)
Deeds & Mortgages	Aug 2023 Sale Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1319F-7`

Property Details

APN / Parcel Number

Primary APN	`1319F-7`
Alternative APNs	`489128000` `186425000` `496734000` `071065`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.04 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	496734000
Street Address	12 SCHOONER DR
City	SWANSBORO
State	NC
Zip	28584-8666
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-6
Legal Description	L5 P1 HAMMOCKS PORT SWANSBORO
Legal Subdivision	THE HAMMOCKS @ PORT SWANSBORO P1
Legal Lot Number	5
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2000
Census Tract	105

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 HEVERLY DR, EMERALD ISLE, NC 28594-2410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage AFFILIATED MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Book / Page	6023 / 933
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 25, 2023
Property Address	12 SCHOONER DR, SWANSBORO, NC 28584-8666
Document Number	0060230933
Book / Page	6023 / 933
Map Reference	MB 52 PG 113
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SCHOONER DR, SWANSBORO, NC 28584-8666

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 16, 2022
Property Address	12 SCHOONER DR, SWANSBORO, NC 28584-8666
Document Number	0058380382
Book / Page	5838 / 382
Map Reference	MB 52 PG 113
Instrument Date	Sep 15, 2022
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$459.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 CARVER RD, 110, JACKSONVILLE, NC 28540-7011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 KENAN ST NW, WILSON, NC 27893-2963

Mortgage

Document Number	0005838386
Date	Sep 16, 2022
Instrument	5838-386

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2037
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Swansboro Town
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,628.00 (-0.12%)	$231,615 (+42.77%) Land $38,000 Building $193,615	$231,615 (+42.77%) Land $38,000 Building $193,615
2023	$1,630.00	$162,225 Land $20,000 Building $142,225	$162,225 Land $20,000 Building $142,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Nearby Flood Policies	70 in force
Nearby Flood Claims	7 (2018–2020)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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