12 School St, Waterville, ME 04901 Property Records

Kennebec County and Waterville City property record for 12 School St, Waterville, ME 04901

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 5 ba · 3,350 sqft · built 1900
Lot Size0.22 acres (9,583 sqft)
OwnerTrust Name on File
Tax Bill$5,199 (2025)
Deeds & MortgagesOct 2019 Mortgage
May 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNWAVL M:044 B:121

Property Details

APN / Parcel Number

Primary APNWAVL M:044 B:121
Alternative APN
  • 1761

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms20 Rooms
Units4 Units
Stories2 Stories
Building Area3,350 sqft Living Area
Gross Area5,401 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number1761
Street Address12 SCHOOL ST
CityWATERVILLE
StateME
Zip04901-7525
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Block121
JurisdictionWATERVILLE ME
Township / Civil DivisionWATERVILLE
Census Block Group6
Census Block6011
Census Tract24102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12 School St, a residential property, is held in a trust since May 2019.

Source: Kennebec County and Waterville City records, as of October 19, 2026

Owner of RecordTrust Name on File
Mailing Address5 RUSSELL ST, WATERVILLE, ME 04901-5241
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2019Deed of Trust, Mortgage · Commercial Mortgage
KENNEBEC SAVINGS BANK
May 17, 2019Quit Claim Deed, Transfer
Quitclaim
May 17, 2019Quit Claim Deed, Transfer
Quitclaim
Apr 29, 2019Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2019
Deed SaleMay 17, 2019
Prior SaleMay 17, 2019
Deed Document Number20192019009046
Deed Book / Page13211 / 133
Prior Transfer DateMay 14, 2019
Prior Transfer Doc2019009045
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERVILLE ME
Property Address12 SCHOOL ST, WATERVILLE, ME 04901-7525
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019024880
DateOct 25, 2019
Book Page13378/24
Instrument2019024880
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeCommercial Mortgage
AmountAmount on Record

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateMay 17, 2019
Property Address12 SCHOOL ST, WATERVILLE, ME 04901-7525
Document Number2019009045
Book / Page13211 / 132
Instrument DateMay 14, 2019
Instrument2019009045
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SCHOOL ST, WATERVILLE, ME 04901-7525

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERVILLE ME
Recording DateMay 17, 2019
Property Address12 SCHOOL ST, WATERVILLE, ME 04901-7525
Document Number2019009046
Book / Page13211 / 133
Instrument DateMay 14, 2019
Instrument2019009046
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SCHOOL ST, WATERVILLE, ME 04901-7525

April 2019: Foreclosure

Document TypeForeclosure
JurisdictionWATERVILLE ME
Recording DateApr 29, 2019
Property Address12 SCHOOL ST, WATERVILLE, ME 04901-7525
Document Number2019007632
Book / Page13196 / 157
Instrument DateApr 5, 2019
Instrument2019007632
Transaction TypeForeclosure
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SCHOOL ST, WATERVILLE, ME 04901-7525
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12 School St was $5,199.

Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
MunicipalityWaterville City
Unified School DistrictWaterville (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,199.00$305,800 Land $19,700 Building $286,100
2023$4,947.00 (+51.05%)$248,600 (+96.21%) Land $15,100 Building $233,500
2022$3,275.00$126,700 Land $11,400 Building $115,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENNEBEC WATER DISTRICT
serves 22,060 people · EPA ID ME0090750
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

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