12 School St, Warner, NH 03278 Property Records

Merrimack County and Warner Town property record for 12 School St, Warner, NH 03278

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,824 sqft · built 1840
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jan 2023)
Tax Bill	$5,702 (2025)
Deeds & Mortgages	Oct 2024 Refinance Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WRNR M:30 L:027`

Property Details

APN / Parcel Number

Primary APN	`WRNR M:30 L:027`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	2,973 sqft
Basement Area	1,111 sqft
Unfinished Basement	1,111 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	12 SCHOOL ST
City	WARNER
State	NH
Zip	03278-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1 - B
Legal Lot Number	27
Jurisdiction	WARNER TOWN NH
Township / Civil Division	WARNER
Census Block Group	1
Census Block	1038
Census Tract	38500

Owner

Source: Merrimack County and Warner Town assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 SCHOOL ST, WARNER, NH 03278-4524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Jan 9, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 9, 2023 · Amount on Record
Deed Sale	Jan 9, 2023 · Amount on Record
Prior Sale	Jun 12, 2017 · Amount on Record
Deed Document Number	2023364
Deed Book / Page	3816 / 1312
Record Updated	Jun 8, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARNER TOWN NH
Property Address	12 SCHOOL ST, WARNER, NH 03278-4524
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015615
Date	Oct 28, 2024
Book Page	3872/1052
Instrument	202400015615

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARNER TOWN NH
Recording Date	Jan 9, 2023
Property Address	12 SCHOOL ST, WARNER, NH 03278-4524
Document Number	0000000364
Book / Page	3816 / 1312
Instrument Date	Jan 6, 2023
Instrument	202300000364
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	113 N STATE ST, CONCORD, NH 03301-4464

Mortgage

Document Number	0000000365
Date	Jan 9, 2023
Instrument	202300000365

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merrimack County and Warner Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Warner Town
Unified School District	Kearsarge Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,702.00 (-3.41%)	$329,200 (+72.27%) Land $103,400 Building $225,800
2024	$5,903.00 (+25.38%)	$191,100 (+10.96%) Land $65,100 Building $126,000
2023			$338,960
2016	$4,708.00	$172,220 Land $75,210 Building $97,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2005–2006)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARNER VILLAGE WATER DIST serves 660 people · EPA ID NH2411010
Water Source	Groundwater
Last State Inspection	May 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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