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12 School St, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 12 School St, Peru, NY 12972

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 988 sqft · built 1963
Lot Size0.392 acres (17,080 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Nov 2021)
Tax Bill$4,457 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN094000 280.1-2-46

Property Details

APN / Parcel Number

Primary APN094000 280.1-2-46
Alternative APN
  • 400028000100020460000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area17,080 sqft (0.392 acres)
Lot Dimensions106 ft deep x 160 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 SCHOOL ST
CityPERU
StateNY
Zip12972-2619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number46.000
JurisdictionCLINTON NY
Township / Civil DivisionPERU
Census Block Group3
Census Block3017
Census Tract101901

Owner

Source: Clinton County and Peru Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12 SCHOOL ST, PERU, NY 12972-2619
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
PARAGON HOME LOANS INC
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2021 · Amount on Record
Deed SaleNov 5, 2021 · Amount on Record
Prior SaleJun 14, 2016 · Amount on Record
Deed Document Number2021-00320444
Prior Transfer DateNov 11, 2012
Prior Transfer Doc0000020122/000005309
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateNov 5, 2021
Property Address12 SCHOOL ST, PERU, NY 12972-2619
Document Number0000320444
Instrument DateOct 29, 2021
Instrument20210-00320444
Transaction TypeTransfer
Record UpdatedMar 25, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 ADIRONDACK LN, PLATTSBURGH, NY 12901-3230

Mortgage

Document Number21000320445
DateNov 5, 2021
Instrument210-00320445
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address12 SCHOOL ST, PERU, NY 12972-2619
Document Number0000310030
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SCHOOL ST PERU NY 129722619, PERU, NY 12972-2619

Mortgage

Document Number0000310030
DateSep 15, 2020
Instrument310030
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 14, 2050

Tax Assessment & Valuation

Source: Clinton County and Peru Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionPeru Town
Unified School DistrictPeru Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,457.00 (+167.37%)
2025$1,667.00$195,100 (+15.44%) Land $15,200 Building $179,900$195,100 (+15.44%) Land $15,200 Building $179,900
2023$169,000 (+11.18%) Land $15,200 Building $153,800$169,000 (+11.18%) Land $15,200 Building $153,800
2022$152,000 Land $15,200 Building $136,800$152,000 Land $15,200 Building $136,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPERU WD
serves 2,700 people · EPA ID NY0900216
Water SourceSurface water
Last State InspectionMar 2026
Lead9 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: SLICFiber, Westelcom Networks.

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