Essex County and Georgetown Town property record for 12 School St, Georgetown, MA 01833
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,568 sqft · built 1900 |
| Lot Size | 0.342 acres (14,880 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,652 (2026) |
| Deeds & Mortgages | Nov 2023 Line of Credit Oct 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GEOR M:0006C B:00000 L:00167 |
| Primary APN | GEOR M:0006C B:00000 L:00167 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 2,909 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,880 sqft (0.342 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 SCHOOL ST |
|---|---|
| City | GEORGETOWN |
| State | MA |
| Zip | 01833-2049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 167 |
| Jurisdiction | GEORGETOWN MA |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 265101 |
Source: Essex County and Georgetown Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 SCHOOL ST, GEORGETOWN, MA 01833-2049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 13, 2023 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Oct 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Mar 16, 2017 | Deed of Trust, Mortgage DIGITAL FCU |
| Jan 25, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DIGITAL FCU |
| Jun 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 12 SCHOOL ST, GEORGETOWN, MA 01833-2049 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041855-337 |
|---|---|
| Date | Nov 13, 2023 |
| Book Page | 41855/337 |
| Instrument | 20231113001200 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Dec 1, 2063 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 12 SCHOOL ST, GEORGETOWN, MA 01833-2049 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40413-593 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 40413/593 |
| Instrument | 20211026005890 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 12 SCHOOL ST, GEORGETOWN, MA 01833-2049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35736-407 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 35736/407 |
| Instrument | 8 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 12 SCHOOL ST, GEORGETOWN, MA 01833-2049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37293-507 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 37293/507 |
| Instrument | 20190125003240 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEORGETOWN MA |
| Property Address | 12 SCHOOL ST, GEORGETOWN, MA 01833-2049 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38588-127 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 38588/127 |
| Instrument | 20200608000540 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2035 |
Source: Essex County and Georgetown Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Georgetown Town |
| Unified School District | Georgetown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,652.00 (+24.42%) | $556,100 (-) Land $232,900 Building $323,200 | $547,400 |
| 2025 | $6,150.00 (-1.36%) | $556,100 (+11.94%) Land $232,900 Building $323,200 | |
| 2024 | $6,235.00 (+37.43%) | $496,800 (+42.15%) Land $160,700 Building $336,100 | |
| 2023 | $4,537.00 | $349,500 Land $160,700 Building $188,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN WATER DEPARTMENT serves 8,766 people · EPA ID MA3105000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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