12 Schaller Ln, Smithsburg, MD 21783 Property Records

Washington County property record for 12 Schaller Ln, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1977
Lot Size	0.24 acres (10,436 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Oct 2024)
Tax Bill	$2,303 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-011040`

Property Details

APN / Parcel Number

Primary APN	`07-011040`
Alternative APN	`011040`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Total Area
Basement Area	885 sqft
Finished Basement	885 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,436 sqft (0.24 acres)
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	011040
Street Address	12 SCHALLER LN
City	SMITHSBURG
State	MD
Zip	21783-9703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U
Legal Description	LOT .24 AC 12 SCHALLER LANE CHIPS MEADOW
Legal Subdivision	CHIPS MEADOW
Legal Lot Number	42
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4037
Census Tract	11301

Owner

12 Schaller Ln is owned by a company that bought it in October 2024.

Source: Washington County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	9508 HIGHLANDER BLVD, WALKERSVILLE, MD 21793-9156
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC
Apr 12, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2024 · Amount on File
Deed Sale	Oct 18, 2024 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Book / Page	7555 / 480
Record Updated	Oct 29, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 10, 2020
Property Address	12 SCHALLER LN, SMITHSBURG, MD 21783-9703
Document Number	0063270135
Book / Page	6327 / 135
Map Reference	FO 744B
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ASSURANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12 SCHALLER LN, SMITHSBURG, MD 21783-9703

Mortgage

Document Number	0006327141
Date	Aug 10, 2020
Instrument	6327/141

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	12 SCHALLER LN, SMITHSBURG, MD 21783-9703
Document Number	0057400470
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SCHALLER LN SMITHSBURG MD 217839703, SMITHSBURG, MD 21783-9703

Mortgage

Document Number	0057400470
Date	May 3, 2018
Book Page	005740/000470

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 12 Schaller Ln was $2,303, up 8.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,303.00 (+8.58%)	$252,767 (+8.56%)	$272,700 (-) Land $55,200 Building $217,500
2025	$2,121.00	$232,833	$272,700 Land $55,200 Building $217,500
2023	$1,712.00	$187,167	$212,900 Land $55,200 Building $157,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Schaller Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Schaller Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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