12 Scarborough Dr, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 12 Scarborough Dr, Jackson, NJ 08527

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,767 sqft · built 2005
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$81,000 (Dec 2021)
Tax Bill$14,759 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Dec 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-05104-0000-00004

Property Details

APN / Parcel Number

Primary APN12-05104-0000-00004
Alternative APNs
  • 1200135000700006
  • 12001350700006

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,767 sqft Living Area
Gross Area4,149 sqft
Basement Area1,382 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Construction TypeFrame
Roof TypeHip
Roof MaterialAsbestos
Lot Area17,860 sqft (0.41 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number12001350700006
Street Address12 SCARBOROUGH DR
CityJACKSON
StateNJ
Zip08527-1295
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR20
Legal Description.41 AC
Legal SubdivisionHAMPSHIRE HILLS SEC 05
Legal Block5104
Legal Lot Number4
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group3
Census Block3012
Census Tract717101

Owner

12 Scarborough Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Ocean County and Jackson Township records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address12 SCARBOROUGH DR, JACKSON, NJ 08527-1295
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 9, 2021Deed, Transfer · Conventional Mortgage
FIRST SAVINGS BANK
Jun 21, 2021Deed, Transfer · Conventional Mortgage
FUNDING RESOURCES MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2021 · Amount on File
Deed SaleDec 9, 2021 · Amount on File
Prior SaleJun 21, 2021 · Amount on File
Deed Document Number2021175257
Deed Book / Page18815 / 1876
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Recording DateJun 29, 2026
Property Address12 SCARBOROUGH DR, JACKSON, NJ 08527-1295
Document Number0000051362
Book / Page20419 / 116
Instrument DateJun 15, 2026
Instrument202651362
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SCARBOROUGH DR, JACKSON, NJ 08527-1295

Mortgage

Document Number0000051362,
DateJun 29, 2026
Book Page20419/116
Instrument202651362
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 22, 2051
Interest
Rate6.36%
Max Rate-1%

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateDec 9, 2021
Property Address12 SCARBOROUGH DR, JACKSON, NJ 08527-1295
Document Number0188151876
Book / Page18815 / 1876
Instrument DateNov 30, 2021
Instrument2021175257
Transaction TypeTransfer
Record UpdatedDec 27, 2021
Title CompanyMADISON TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,411.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address204 TUDOR CT, 204, LAKEWOOD, NJ 08701-1473

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SCARBOROUGH DR, JACKSON, NJ 08527-1295

Mortgage

Document Number2021175258
DateDec 9, 2021
Instrument2021175258
Lender
NameFIRST SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateJun 21, 2021
Property Address12 SCARBOROUGH DR, JACKSON, NJ 08527-1295
Document Number0185410121
Book / Page18541 / 121
Instrument DateMay 11, 2021
Instrument2021092607
Transaction TypeTransfer
Record UpdatedJul 2, 2021
Title CompanyICONIC TITLE AGCY, ICONIC TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,458.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address66 MARLOW DR, 66, JACKSON, NJ 08527-4678

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SCARBOROUGH DR, JACKSON, NJ 08527-1295

Mortgage

Document Number2021092608
DateJun 21, 2021
Instrument2021092608
Lender
NameFUNDING RESOURCES MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12 Scarborough Dr was $14,759, up 21.3% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,020,700 (-) Land $409,700 Building $611,000$1,020,700 (-) Land $409,700 Building $611,000
2025$14,759.00 (+21.29%)$1,020,700 Land $409,700 Building $611,000$1,020,700 Land $409,700 Building $611,000
2024$12,168.00
2023$458,500 Land $101,900 Building $356,600$458,500 Land $101,900 Building $356,600
2022$11,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Scarborough Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Scarborough Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 57% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJACKSON TWP MUA
serves 37,224 people · EPA ID NJ1511001
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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