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12 Sandy Lake Cir, Ormond Beach, FL 32174 Property Records

Volusia County property record for 12 Sandy Lake Cir, Ormond Beach, FL 32174 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2008
Square Footage2,394 sqft Living Area
Lot Size9,345 sqft (0.215 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2018)
Tax Bill$3,745.00 (2025)

Property Details

APN / Parcel Number

Primary APN4241-27-00-0060
Alternative APNs
  • 32144127000060
  • 41143227000060
  • 5008053.0
  • 5008053

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,394 sqft Living Area
Gross Area2,898 sqft Gross Area
1st Floor1,638 sqft 1st Floor
Upper Floors756 sqft Upper Floors
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,345 sqft (0.215 acres)
Depth X Width105 ft x 89 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area504 sqft Garage
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number5008053
Street Address12 SANDY LAKE CIR
CityORMOND BEACH
StateFL
Zip32174-8440
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 SANDY LAKE SUB MB 42 PG 14 PER OR 4297 PG 1257 PER OR 6089 PG 3919 PER OR 7031 PG 0893 PER OR 7087 PG 1384 PER OR 7585 PG 128
Legal Range32E
Legal Township14S
Legal Section41
Legal SubdivisionSANDY LAKE SUB MB
Legal Tract27
Legal Lot Number6
JurisdictionVOLUSIA FL
Minor Civil DivisionORMOND BEACH
Census Blockgroup2
Census Block2007
Census Tract80803

Owner

Source: Volusia County records · APN 4241-27-00-0060

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Line of Credit
LEAD BANK
Oct 05, 2023Deed of Trust, Mortgage · Line of Credit
FLORIDA CU
Apr 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Dec 05, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS
Aug 15, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MORTGAGE FIRM
May 31, 2017Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 15, 2018 · Amount on Record
Deed SaleAug 15, 2018 · Amount on Record
Prior SaleFeb 25, 2015 · Amount on Record
Deed Doc Number2018165249
Deed Book / Page7585 / 128
Prior Transfer DateJul 29, 2014
Prior Transfer Doc0070310893
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Recording DateJul 28, 2026
Property Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440
Document Number0000136500
Book / Page8884 / 3369
Instrument DateJul 16, 2026
Instrument2026136500
Transaction TypeMortgage
Record UpdatedAug 18, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440

Mortgage

Document Number0000136500,
DateJul 28, 2026
Book Page8884/3369
Instrument2026136500
Lender
NameLEAD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 16, 2046
Interest
Rate6.47%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440

Mortgage

Document Number0084683692
DateOct 05, 2023
Book Page8468/3692
Instrument2023203542
Lender
NameFLORIDA CU
TypeCredit Union
AddressGAINESVILLE, FL 32627
Agreement
TypeLine of Credit
AmountAmount Recorded
Term108 Months
DueOct 04, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0080264631
DateApr 15, 2021
Book Page8026/4631
Instrument2021-083663
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueNov 01, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440
Document Number0077852150
Instrument DateDec 05, 2019
Transaction TypeMortgage
Record UpdatedJan 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SANDY LAKE CIR ORMOND BEACH FL 321748440, ORMOND BEACH, FL 32174-8440

Mortgage

Document Number0077852150
DateDec 11, 2019
Book Page007785/002150
Instrument242176
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 15, 2018
Property Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440
Document Number0075850128
Book / Page007585 / 000128
Instrument DateAug 03, 2018
Instrument165249
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyREALTY PRO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SANDY LAKE CIR ORMOND BEACH FL 321748440, ORMOND BEACH, FL 32174-8440

Mortgage

Document Number75850130
DateAug 15, 2018
Book Page007585/000130
Instrument165250
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address12 SANDY LAKE CIR, ORMOND BEACH, FL 32174-8440
Document Number0074122092
Book / Page007412 / 002092
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address12 SANDY LAKE CIR ORMOND BEACH FL 321748440, ORMOND BEACH, FL 32174-8440

Mortgage

Document Number0074122092
DateJun 19, 2017
Book Page007412/002092
Instrument119913
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 18, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$278,648 (+2.7%)$384,228 (+2.5%) Land $41,215 Building $343,013
2025$3,745.00 (+7.06%) Homeowner's exemption$271,323 (+5.99%)$374,873 (+1.19%) Land $41,215 Building $333,658
2023$3,498.00 (+3.19%) Homeowner's exemption$255,998 (+3%)$370,466 (+10.75%) Land $32,000 Building $338,466
2022$3,390.00 Homeowner's exemption$248,542$334,508 Land $32,000 Building $302,508

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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