12 Sandy Brook Rd, Festus, MO 63028 Property Records

Jefferson County property record for 12 Sandy Brook Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,097 sqft · built 2001
Lot Size	4.56 acres (199,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,000 (Jul 2026)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-7.0-25.0-0-000-011.13`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-25.0-0-000-011.13`
Alternative APN	`1170250 01113`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	2,662 sqft
1st Floor Area	2,097 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	199,069 sqft
Garage Type	Attached
Garage Area	565 sqft
Porch	Open Frame Porch
Porch Area	357 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12 SANDY BROOK RD
City	FESTUS
State	MO
Zip	63028-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	SANDY BROOK LOT 12
Legal Range	5E
Legal Township	41N
Legal Section	25
Legal Subdivision	SANDY BROOK
Legal Block	1
Legal Lot Number	12
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1024
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE CORPORATION
Apr 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BLOOMSDALE
Apr 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF BLOOMSDALE
Sep 22, 2025	Intrafamily Transfer, Transfer
Apr 26, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Sep 2, 2003 · Amount on Record
Deed Document Number	202619924
Prior Transfer Date	Dec 28, 2001
Prior Transfer Doc	1158002368
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 23, 2026
Property Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815
Document Number	0000019924
Instrument Date	Jul 17, 2026
Instrument	202619924
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815

Mortgage

Document Number	0000019925,
Date	Jul 23, 2026
Instrument	202619925

Lender

Name	GOLD STAR MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	HILLSBOROUGH TITLE INC, HTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815

Mortgage

Document Number	0000007843
Date	Apr 3, 2023
Instrument	2023R-007843

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	12-Month MTA
Max Rate	9%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815

Mortgage

Document Number	0000008890
Date	Apr 14, 2023
Instrument	2023R-008890

Lender

Name	BANK OF BLOOMSDALE
Type	Bank
Address	HERCULANEUM, MO 63048

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Sep 22, 2025
Property Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815
Document Number	0000024137
Map Reference	MB 99 PG 1
Instrument Date	Sep 16, 2025
Instrument	2025R-024137
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 GREAT SHIP ST, OSAGE BEACH, MO 65065-3505

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Apr 26, 2024
Property Address	12 SANDY BROOK RD, FESTUS, MO 63028-2815
Document Number	0000009966
Map Reference	MB 99 PG 1
Instrument Date	Apr 23, 2024
Instrument	2024R-009966
Transaction Type	Transfer
Record Updated	May 13, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4608 BERGAMOT DR, HILLSBORO, MO 63050-2558

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,600 (-) Land $5,700 Building $41,900	$250,700 (-) Land $30,000 Building $220,700
2025	$2,864.00 (+9.1%)	$47,600 (+9.43%) Land $5,700 Building $41,900	$250,700 (-) Land $30,000 Building $220,700
2024	$2,625.00 (+0.42%)	$43,500 (-) Land $5,700 Building $37,800	$250,700 (+9.43%) Land $30,000 Building $220,700
2023	$2,614.00	$43,500 Land $5,700 Building $37,800	$229,100 Land $30,000 Building $199,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 7 serves 6,100 people · EPA ID MO6024299
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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