12 Sandra Ct, Riverside, RI 02915 Property Records

East Providence City property record for 12 Sandra Ct, Riverside, RI 02915

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,085 sqft · built 1952
Lot Size	0.208 acres (9,078 sqft)
Owner	Individual Name on File
Last Sale	$124,000 (Sep 2012)
Tax Bill	$4,763 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-2899-70`

Property Details

APN / Parcel Number

Primary APN	`12-2899-70`
Alternative APN	`EPRO M:411 B:07 L:021 U`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,085 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,085 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,078 sqft (0.208 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	12-2899-70
Street Address	12 SANDRA CT
City	RIVERSIDE
State	RI
Zip	02915-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	7
Legal Lot Number	21
Jurisdiction	EAST PROVIDENCE RI
Township / Civil Division	EAST PROVIDENCE
Census Block Group	1
Census Block	1010
Census Tract	10701

Owner

12 Sandra Ct is owned and occupied by an individual who bought it in September 2012.

Source: East Providence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	12 SANDRA CT, RIVERSIDE, RI 02915-1627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY
Sep 27, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Jul 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2012 · Amount on File
Deed Sale	Sep 28, 2012 · Amount on File
Prior Sale	Jun 7, 2010 · Amount on File
Deed Book / Page	3391 / 268
Transfer Doc	3299000136
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST PROVIDENCE RI
Property Address	12 SANDRA CT, RIVERSIDE, RI 02915-1627
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004543-132
Date	Jan 10, 2022
Book Page	4543/132
Instrument	202200000171

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST PROVIDENCE RI
Property Address	12 SANDRA CT, RIVERSIDE, RI 02915-1627
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4342-240
Date	Nov 16, 2020
Book Page	4342/240
Instrument	202000007757

Lender

Name	BAYCOAST MORTGAGE COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST PROVIDENCE RI
Property Address	12 SANDRA CT, RIVERSIDE, RI 02915-1627
Document Number	4186-232
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SANDRA CT RIVERSIDE RI 029151627, RIVERSIDE, RI 02915-1627

Mortgage

Document Number	4186-232
Date	Oct 4, 2019
Book Page	004186/000232
Instrument	6024

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 3, 2039

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST PROVIDENCE RI
Property Address	12 SANDRA CT, RIVERSIDE, RI 02915-1627
Document Number	3934-1
Book / Page	003934 / 000001
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SANDRA CT RIVERSIDE RI 029151627, RIVERSIDE, RI 02915-1627

Mortgage

Document Number	3934-1
Date	Aug 16, 2017
Book Page	003934/000001
Instrument	5321

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 15, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 12 Sandra Ct was $4,763.

Source: East Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	East Providence City
Unified School District	East Providence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,763.00	$364,400 Land $138,800 Building $225,600	$409,087
2023	$4,620.00 (+2.48%)	$313,000 (+51.79%) Land $115,600 Building $197,400
2022	$4,508.00	$206,200 Land $62,800 Building $143,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Sandra Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Sandra Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PROVIDENCE-CITY OF serves 47,961 people · EPA ID RI1615610
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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