12 Salem St, Cambridge, MA 02139 Property Records

Middlesex County and Cambridge City property record for 12 Salem St, Cambridge, MA 02139

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,519 sqft · built 1873
Lot Size	0.054 acres (2,339 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (May 2006)
Tax Bill	$10,452 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-94`

Property Details

APN / Parcel Number

Primary APN	`93-94`
Alternative APN	`CAMB M:00093 L:00094`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,519 sqft Living Area
Gross Area	2,181 sqft
1st Floor Area	873 sqft
Basement Area	646 sqft
Unfinished Basement	646 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,339 sqft (0.054 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	12 SALEM ST
City	CAMBRIDGE
State	MA
Zip	02139-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	94
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	3
Census Block	3001
Census Tract	353200

Owner

Source: Middlesex County and Cambridge City records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 SALEM ST, CAMBRIDGE, MA 02139-4026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · Line of Credit METRO CREDIT UNION
Jun 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2006 · Amount on Record
Deed Sale	May 25, 2006 · Amount on Record
Prior Sale	Jul 30, 2002 · Amount on Record
Deed Document Number	200695025
Deed Book / Page	47512 / 386
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Recording Date	Jun 15, 2026
Property Address	12 SALEM ST, CAMBRIDGE, MA 02139-4026
Document Number	0000070890
Book / Page	85735 / 202
Instrument Date	Jun 10, 2026
Instrument	202670890
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 SALEM ST, CAMBRIDGE, MA 02139-4026

Mortgage

Document Number	0000070890,
Date	Jun 15, 2026
Book Page	85735/202
Instrument	202670890

Lender

Name	METRO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	12 SALEM ST, CAMBRIDGE, MA 02139-4026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74947-254
Date	Jun 23, 2020
Book Page	74947/254
Instrument	98323

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	12 SALEM ST, CAMBRIDGE, MA 02139-4026
Document Number	68945-315
Book / Page	068945 / 000315
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68945-315
Date	Feb 28, 2017
Book Page	068945/000315
Instrument	30584

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,452.00 (+5.31%)	$1,646,000 (-1.83%) Land $859,100 Building $786,900	$1,873,020 (+22.34%)
2024	$9,925.00 (+8.62%)	$1,676,600 (+7.52%) Land $923,300 Building $753,300	$1,531,020
2023	$9,137.00	$1,559,300 Land $914,000 Building $645,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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