12 S Worth Ave, Elgin, IL 60123 Property Records

Kane County property record for 12 S Worth Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 902 sqft · built 1929
Lot Size0.101 acres (4,385 sqft)
OwnerCompany Name on File
Last Sale$184,000 (Jun 2021)
Tax Bill$4,684 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jul 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-15-433-011

Property Details

APN / Parcel Number

Primary APN06-15-433-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories5 Stories
Building Area902 sqft Living Area
Gross Area1,503 sqft
Basement Area601 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Construction TypeFrame
Lot Area4,385 sqft (0.101 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address12 S WORTH AVE
CityELGIN
StateIL
Zip60123-6136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 3 BLOCK 16
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block16
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3003
Census Tract851101

Owner

12 S Worth Ave is owned by a company that acquired it in May 2023.

Source: Kane County records, as of August 17, 2026

Owner of RecordCompany Name on File
Mailing Address1383 KNOLLWOOD CIR, CRYSTAL LAKE, IL 60014-1824
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Deed of Trust, Mortgage · Line of Credit
PNC BANK
Jul 7, 2023Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jun 11, 2021Warranty Deed, Transfer · Conventional Mortgage
MIE FINANCIAL INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2021 · Amount on File
Deed SaleJun 11, 2021 · Amount on File
Prior SaleApr 1, 1997 · Amount on File
Deed Document Number202144641
Last Transfer DateMay 25, 2023
Transfer Doc0000022502
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Recording DateAug 6, 2026
Property Address12 S WORTH AVE, ELGIN, IL 60123-6136
Document Number0000033698
Instrument DateJul 24, 2026
Instrument202633698
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1383 KNOLLWOOD CIR, CRYSTAL LAKE, IL 60014-1824

Mortgage

Document Number0000033698,
DateAug 6, 2026
Instrument202633698
Lender
NamePNC BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueJul 29, 2066
Interest
Rate6.49%
Max Rate-1%

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateJul 7, 2023
Property Address12 S WORTH AVE, ELGIN, IL 60123-6136
Document Number0000022502
Instrument DateMay 25, 2023
Instrument2023K022502
Transaction TypeTransfer
Record UpdatedJul 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1383 KNOLLWOOD CIR, CRYSTAL LAKE, IL 60014-1824

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 11, 2021
Property Address12 S WORTH AVE, ELGIN, IL 60123-6136
Document Number0000044641
Instrument DateApr 21, 2021
Instrument2021K044641
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$184.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address130 TEFFT AVE, 130, ELGIN, IL 60120-4530

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 S WORTH AVE, ELGIN, IL 60123-6136

Mortgage

Document Number0000044642
DateJun 11, 2021
Instrument2021K044642
Lender
NameMIE FINANCIAL INC
TypeMortgage Company
AddressNORTHBROOK, IL 60062
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMay 1, 2051
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 12 S Worth Ave was $4,684, up 3.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,684.00 (+3.49%)$61,405 (+8.57%) Land $14,072 Building $47,333$184,289 (+8.57%) Land $42,233 Building $142,056
2024$4,526.00$56,558 Land $12,961 Building $43,597$169,742 Land $38,899 Building $130,843
2022$3,519.00 (-9.44%) Homeowner's exemption$46,591 (+6.96%) Land $10,677 Building $35,914$139,773 (+6.96%) Land $32,031 Building $107,742
2021$3,886.00$43,559 Land $9,982 Building $33,577$130,677 Land $29,946 Building $100,731

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 S Worth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 S Worth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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