12 S Smith St, Greenwich, CT 06830 Property Records

Greenwich Town property record for 12 S Smith St, Greenwich, CT 06830

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,320 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (Mar 2009)
Tax Bill	$12,016 (2026)
Deeds & Mortgages	Mar 2025 Refinance Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-1783S`

Property Details

APN / Parcel Number

Primary APN	`04-1783S`
Alternative APNs	`GREE M:04 B:1783/S` `144/024`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,320 sqft Living Area
Basement Area	1,412 sqft
Unfinished Basement	1,412 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	144/024
Street Address	12 S SMITH ST
City	GREENWICH
State	CT
Zip	06830-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Block	1783/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	3
Census Block	3011
Census Tract	10500

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 S SMITH ST, GREENWICH, CT 06830-6051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance UNION SAVINGS BANK
Jun 5, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2009 · Amount on Record
Deed Sale	Mar 4, 2009 · Amount on Record
Prior Sale	Jan 3, 2007 · Amount on Record
Deed Book / Page	5735 / 40
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	12 S SMITH ST, GREENWICH, CT 06830-6051
Transaction Type	Mortgage
Record Updated	Apr 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008418-315
Date	Mar 31, 2025
Book Page	8418/315
Instrument	1510

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	12 S SMITH ST, GREENWICH, CT 06830-6051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7392-106
Date	Jun 5, 2018
Book Page	7392/106
Instrument	3991

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,016.00 (+21.62%)	$1,146,110 (+43.37%) Land $380,730 Building $765,380	$1,929,938 (+244.89%)
2025	$9,880.00	$799,400 (-) Land $307,090 Building $492,310	$559,580 Land $214,963 Building $344,617
2024	$9,880.00 (+6.21%)
2023	$9,302.00 (+0.92%)	$799,400 (-) Land $307,090 Building $492,310
2022	$9,217.00	$799,400 Land $307,090 Building $492,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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