12 S Pendleton St, Middleburg, VA 20117 Property Records

Loudoun County property record for 12 S Pendleton St, Middleburg, VA 20117

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,736 sqft · built 1986
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Dec 2017)
Tax Bill	$3,994 (2023)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`538-17-9770-000`

Property Details

APN / Parcel Number

Primary APN	`538-17-9770-000`

Interior

Stories	2 Stories
Building Area	1,736 sqft Total Area
1st Floor Area	868 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Metal
Lot Area	4,792 sqft (0.11 acres)
Porch	Porch
Porch Area	268 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	12 S PENDLETON ST
City	MIDDLEBURG
State	VA
Zip	20117
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	MB:C2
Legal Description	MIDDLEBURG NAT BNK DIV #1 1001--1333 1001-1337
Legal Subdivision	MIDDLEBURG NAT BNK DIV
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1043
Census Tract	610900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middleburg Historic District listed 1982 · 150 contributing resources · NRIS 82001823

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 2125, MIDDLEBURG, VA 20118-2125
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on Record
Deed Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	201712010074828
Record Updated	Jun 7, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 1, 2017
Property Address	12 S PENDLETON ST, MIDDLEBURG, VA 20117
Document Number	20171201074828
Instrument Date	Nov 30, 2017
Instrument	74828
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 LONGSHOT LN ROCHELLE VA 227383702, ROCHELLE, VA 22738-3702

Mortgage

Document Number	20171201074829
Date	Dec 1, 2017
Instrument	74829

Lender

Name	E MTG MGMT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Municipality	Middleburg Town
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,994.00	$456,480 Land $383,400 Building $73,080	$456,480 Land $383,400 Building $73,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLEBURG serves 803 people · EPA ID VA6107450
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

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