12 S Madison St, Staunton, VA 24401 Property Records

Staunton City property record for 12 S Madison St, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,304 sqft · built 1973
Lot Size	0.053 acres (2,312 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2017)
Tax Bill	$2,046 (2026)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`854`

Property Details

APN / Parcel Number

Primary APN	`854`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,304 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	759 sqft
Basement Area	494 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	2,312 sqft (0.053 acres)
Lot Dimensions	69 ft deep x 33 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	12 S MADISON ST
City	STAUNTON
State	VA
Zip	24401-4133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	(LOT 4 BLK X)
Legal Subdivision	12 S MADISON STREET
Legal Block	X
Legal Lot Number	4
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1053
Census Tract	100

Owner

12 S Madison St is owned and occupied by an individual who bought it in October 2017.

Source: Staunton City records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12 S MADISON ST, STAUNTON, VA 24401-4133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on File
Deed Sale	Oct 23, 2017 · Amount on File
Deed Document Number	20172550
Prior Transfer Date	Feb 22, 2015
Prior Transfer Doc	0000000532
Record Updated	Sep 20, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STAUNTON CITY VA
Recording Date	Oct 23, 2017
Property Address	12 S MADISON ST, STAUNTON, VA 24401-4133
Document Number	170002550
Map Reference	DOC060004456
Instrument Date	Oct 11, 2017
Instrument	170002550
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 S MADISON ST, STAUNTON, VA 24401-4133

Mortgage

Document Number	170002551
Date	Oct 23, 2017
Instrument	170002551

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 12 S Madison St was $2,046.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,046.00	$224,940 Land $23,940 Building $201,000	$224,940 Land $23,940 Building $201,000
2023	$1,766.00	$198,470 Land $22,270 Building $176,200	$198,470 Land $22,270 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 S Madison St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	16 (1996–2020)
Claims Outside the SFHA	2 of 16
Most Recent Claim	Aug 2020 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12 S Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lingo Networks, Verizon.

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