12 S Edison Ave, Elgin, IL 60123 Property Records

Kane County property record for 12 S Edison Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,041 sqft · built 1900
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Jun 2023)
Tax Bill$7,272 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-431-010

Property Details

APN / Parcel Number

Primary APN06-15-431-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,041 sqft Living Area
Gross Area3,157 sqft
Basement Area1,116 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address12 S EDISON AVE
CityELGIN
StateIL
Zip60123-6125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 3 BLOCK 14
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block14
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1000
Census Tract851101

Owner

12 S Edison Ave is owned and occupied by two individuals who bought it in June 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address12 S EDISON AVE, ELGIN, IL 60123-6125
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2023 · Amount on File
Deed SaleJun 5, 2023 · Amount on File
Prior SaleDec 14, 2009 · Amount on File
Deed Document Number202318097
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 5, 2023
Property Address12 S EDISON AVE, ELGIN, IL 60123-6125
Document Number0000018097
Instrument DateMay 26, 2023
Instrument2023K018097
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address12 S EDISON AVE, ELGIN, IL 60123-6125

Mortgage

Document Number0000018098
DateJun 5, 2023
Instrument2023K018098
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2053
Interest
Rate TypeFixed Rate
Rate7%

Tax Assessment & Valuation

The 2025 property tax bill for 12 S Edison Ave was $7,272 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,272.00$103,330 (+8.57%) Land $15,540 Building $87,790$310,114 (+8.57%) Land $46,639 Building $263,475
2024$95,173 Land $14,313 Building $80,860$285,633 Land $42,956 Building $242,677
2022$6,277.00 (+4.55%) Homeowner's exemption$78,401 (+6.96%) Land $11,791 Building $66,610$235,203 (+6.96%) Land $35,373 Building $199,830
2021$6,004.00 Homeowner's exemption$73,300 Land $11,024 Building $62,276$219,900 Land $33,072 Building $186,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12 S Edison Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12 S Edison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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