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12 S Cedar Ave, Berlin, NJ 08009 Property Records

Camden County and Berlin Borough property record for 12 S Cedar Ave, Berlin, NJ 08009

Property Summary

Property TypeSingle Family Home
Details1,953 sqft · built 1935
Lot Size0.481 acres (20,970 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Aug 2021)
Tax Bill$8,569 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-00606-0000-00014

Property Details

APN / Parcel Number

Primary APN05-00606-0000-00014
Alternative APNs
  • 0502409000000014
  • 050060600014

Interior

Stories1 Story
Building Area1,953 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Exterior MaterialBrick
Construction TypeBrick
Lot Area20,970 sqft (0.481 acres)
Lot Dimensions233 ft deep x 90 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number0502409000000014
Street Address12 S CEDAR AVE
CityBERLIN
StateNJ
Zip08009-1302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block606
Legal Lot Number14
JurisdictionCAMDEN NJ
Township / Civil DivisionBERLIN
Census Block Group3
Census Block3022
Census Tract608700

Owner

Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 S CEDAR AVE, BERLIN, NJ 08009-1302
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 26, 2021Deed, Transfer · FHA Mortgage
1ST COLONIAL COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Prior SaleFeb 26, 1988 · Amount on Record
Deed Document Number202180598
Deed Book / Page11838 / 660
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address12 S CEDAR AVE, BERLIN, NJ 08009-1302
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015356
DateMar 10, 2026
Book Page13040/671
Instrument2026015356
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 24, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateAug 26, 2021
Property Address12 S CEDAR AVE, BERLIN, NJ 08009-1302
Document Number0000080598
Book / Page11838 / 660
Instrument DateJul 30, 2021
Instrument2021080598
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanySURREY TITLE COMPANY, SURETY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,871.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 N ATLANTIC AVE, 3, BERLIN, NJ 08009-1606

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 S CEDAR AVE, BERLIN, NJ 08009-1302

Mortgage

Document Number0011838666
DateAug 26, 2021
Instrument11838/666
Lender
Name1ST COLONIAL COMMUNITY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Camden County and Berlin Borough assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
MunicipalityBerlin Borough
Elementary School DistrictBerlin Borough School District (KG - 08)
Secondary School DistrictEastern Camden County Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,800 (-) Land $72,000 Building $174,800$246,800 (-) Land $72,000 Building $174,800
2025$8,569.00 (+1.79%)$246,800 (-) Land $72,000 Building $174,800$246,800 (-) Land $72,000 Building $174,800
2024$8,418.00 (+0.89%)
2023$246,800 Land $72,000 Building $174,800$246,800 Land $72,000 Building $174,800
2022$8,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERLIN WATER DEPARTMENT
serves 12,991 people · EPA ID NJ0405001
Water SourcePurchased surface water from NJ AMERICAN WATER - WESTERN
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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